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I had an account with Providian with was charged off reported as a zero balance on two of my reports(TU EX). On my EX report the creditor stated that is was pruchased by another lender and that lender, Arrow Financial, now is showind up on EX and TU. I have written a DV to Arrow and the 30 period expires 7/26. What success if any should I expect in getting this removed? I also have a Capital One that is set to fall of my EX report on 5-2004. Should I try to get removed b4 then or just wait it out. One last question, should it matter if a account has been charged off but it reporting a zero balance? thanks

"A house is a Home....Can I get one?

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