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How to speak directly to the OC?


Lil Smurfette
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I have four accounts that were recently charged off and I've tried several times to speak directly to the OC, but no luck of course.

I would prefer to work with the OC because that's what's showing on my credit file. Being that I was never late or over the limit until I went out on medical leave. Just maybe they might work something out with me :)

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Yes that is the best way to go, especially if they can offer hardship or re-aging on the account. If possible to save and maintain relationship. Or if they will settle and report positive if they insist on account being closed.

You might try www.planetfeedback.com if you unable to get through customer service by phone.

This site, will list addresses and primary contacts of the company which may give you further consideration than what customer service is providing.

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