Raimondi65 Posted July 25, 2003 Report Share Posted July 25, 2003 First 3 TransUnion inquiries just rolled off today. Have been pulling WK and PG for about 3 weeks now. Had 13 down to 10. Can't wait to see the rest disappear. Link to comment Share on other sites More sharing options...
grantjeffries Posted July 26, 2003 Report Share Posted July 26, 2003 Do you have an idea of how many pulls it took?Also where do you go to see the results? Can you see it on PG or do you have to pay for a new TU report? Link to comment Share on other sites More sharing options...
tarheel99 Posted July 26, 2003 Report Share Posted July 26, 2003 Bumpage Rules!My last TU inquiry disappeared today and it wasn't scheduled to come off for another year.I signed up for PG in mid-May and have been pulling my report every afternoon. I haven't been as consistent in pulling using WK, but I have used them some.Grant, you can see that they are gone using PG. The check mark just wasn't there this afternoon. Link to comment Share on other sites More sharing options...
grantjeffries Posted July 26, 2003 Report Share Posted July 26, 2003 Well I bought a new TU to see what it looked like and there wasn't a single PG or WK on there. Is that how it is on your's? Link to comment Share on other sites More sharing options...
Guest Posted July 26, 2003 Report Share Posted July 26, 2003 i'm down to one inquiry (from 11) on TU with daily pulls on PQ and WK and writing mean letters to whoever pulled the inquiry. Link to comment Share on other sites More sharing options...
ADSOFT Posted July 26, 2003 Report Share Posted July 26, 2003 i'm down to one inquiry (from 11) on TU with daily pulls on PQ and WK and writing mean letters to whoever pulled the inquiry.Who do you recommend I write to about an Inquiry I got when they tried to slam me. It's kind of a wierd situation, Earthilink tried to slam me to SPRINT PCS.They told me I could later cance, but I would get an additional discount with EARTHLINK. So I decided to hook up so I could get the discount, but I got a hard inquiry from sprint when they tried to slam me. I didn't give them my SS# just my DRL# and they still ran a CREDIT CHECK. I called sprint and they knew nothing about it. Earthlink says it SPRINT. Basically I got an inquiry initiated by a third party under the future creditors' name. ... ???????Who do you think is reposible.??/ Link to comment Share on other sites More sharing options...
Raimondi65 Posted July 26, 2003 Author Report Share Posted July 26, 2003 Lost 2 more this morning!I have been pulling PG everyday and WK as many times as it will allow me, usually 3-5. I started on July 2nd. When I get the email from them I save it in a folder so I can track it. I have to pull DH's too, so you can imagine I was over the pulling of the report situation. I thought it was never going to work. It probably took me over 90 pulls on WK and PG daily. I think it must vary for different people and the space on your report. I did see the change the same day on PG.So for those of you giving up hope, keep pulling! 8) I am looking forward to my Equifax inquiries to start dropping. I have 20 on EQ. For those of you that may not recall a previous post, if you cancel PG after 90 days then sign up using a different credit card you can get an addl 90 days for $1. Link to comment Share on other sites More sharing options...
Guest Posted July 27, 2003 Report Share Posted July 27, 2003 Who do you recommend I write to about an Inquiry I got when they tried to slam me. It's kind of a wierd situation, Earthilink tried to slam me to SPRINT PCS.They told me I could later cance, but I would get an additional discount with EARTHLINK. So I decided to hook up so I could get the discount, but I got a hard inquiry from sprint when they tried to slam me. I didn't give them my SS# just my DRL# and they still ran a CREDIT CHECK. I called sprint and they knew nothing about it. Earthlink says it SPRINT. Basically I got an inquiry initiated by a third party under the future creditors' name. ... ???????Who do you think is reposible.??/who is listed on the inquiry, Sprint or Earthlink? That's where I would start. there's some good inquiry letters at creditinfocenter.com:to inquiriers:nice: http://www.creditreportrights.com/forum/viewtopic.php?t=57mean, nutcase-y: http://www.creditreportrights.com/forum/viewtopic.php?t=519to CRA:http://www.creditreportrights.com/forum/viewtopic.php?t=80 Link to comment Share on other sites More sharing options...
strix77 Posted July 29, 2003 Report Share Posted July 29, 2003 Okay I'm a bumpage believer! Just seen 13 inquiries disappear on WK. It took 23 pulls from PG and 47 from WK. I was able to count since I just pulled my TU score a few days ago. This is the best thing to happen to my credit in 10 months. This is just the beginning of a long road Thanks All!! I continue to be amazed and inspired at dedication I see here! Link to comment Share on other sites More sharing options...
Cascadesss Posted July 29, 2003 Report Share Posted July 29, 2003 Yup, it works. I had 12 INQs on TU and I'm now down to 2. As soon as I have them bumped off, I'll probably stop the WK pulls.Cas Link to comment Share on other sites More sharing options...
LetoAtreides Posted July 29, 2003 Report Share Posted July 29, 2003 TU BUMPAGE results, final for me.I had 12 INQ's, and a decent sized credit file. 14 Accounts listed.It took 86 pulls on WK, and 42 on PG to take me to 0 INQ's.I'm done, no more WK or PG since I haven't split the file and have no want to =) Link to comment Share on other sites More sharing options...
Raimondi65 Posted July 29, 2003 Author Report Share Posted July 29, 2003 Can anyone verify if they all dropped at once or did it take a few days? I dropped 3 the first day, then 2 more the next day. I still have 8 and I have not seen anymore drop in 3 days. DH lost 2 the first day and he is still holding at 10 left. Link to comment Share on other sites More sharing options...
Raimondi65 Posted August 1, 2003 Author Report Share Posted August 1, 2003 It took a week, but had 4 more drop for me, and 4 for DH. We are both down to 4. Thinking this will take another week to lose the rest! This is for TU. EQ is going to take a bit longer. Got a bit of advise to sign up for Credit Watch Gold for 9.99 a month and that will increase EQ pulls. Link to comment Share on other sites More sharing options...
FICOfocused Posted August 1, 2003 Report Share Posted August 1, 2003 dcpetty -I just signed up for another round of PG with a different cc and was wondering if you got charged more than the dollar that they say the trial will cost when you sign up for the second time. I sure hope not, I really don't wanna pay 90 dollars, but I need PG. Do they figure out the same SS is being used? Thanks for any info and congrats on your bumps Link to comment Share on other sites More sharing options...
Raimondi65 Posted August 1, 2003 Author Report Share Posted August 1, 2003 Thanks,I am still only in my first round of PG. I was only charged the $1.00 the first time. I just started 6/28. So I have a while before I need to sign up again. Let me know how it went for you because I will do it a second time. Link to comment Share on other sites More sharing options...
grantjeffries Posted August 1, 2003 Report Share Posted August 1, 2003 When you see these INQ's drop off are you seeing a corresponding increase in your scores? I read about someone talking to EQ about a split file and the rep told them the INQ's were still there but they were just "masked" due to the number of pulls and to STOP pulling daily reports on EQ Gold. Does anyone know if this is true? Does the score increase or is the benefit just that the INQ's won't show?Thanks,Grant Link to comment Share on other sites More sharing options...
Raimondi65 Posted August 1, 2003 Author Report Share Posted August 1, 2003 If you are paying for the service then you should be able to pull them whenever you want. The situations I have heard of of those who got a split file that it was a hassle but correctable. I am sure it's different for everyone. With EQ Gold you can only pull every 24 hours, it's not like PG where you can pull anytime. I called EQ today because I couldn't pull one this morning and I was told I could pull a new report "as needed" but you have to wait a full 24 hours. I hope that helped! Link to comment Share on other sites More sharing options...
grantjeffries Posted August 1, 2003 Report Share Posted August 1, 2003 When you see these INQ's drop off are you seeing a corresponding increase in your scores? Does the score increase or is the benefit just that the INQ's won't show? Link to comment Share on other sites More sharing options...
FICOfocused Posted August 1, 2003 Report Share Posted August 1, 2003 well, I will post if it turns out differently, but it's been a week into my second time and no charges yet. Fingers are crossed Link to comment Share on other sites More sharing options...
strix77 Posted August 2, 2003 Report Share Posted August 2, 2003 No increase as of yet. I'm going through a BK 7 and an OC added a CO so my score actually went down on PG. I have not pulled a new TU (still the same). PG is still the same too. I'm looking at the "Big Picture" and hopefully this will help in the end.I see this as the beginning of a long road.I'm kinda worried about the split score now. I'm still at and will keep everyone posted.Keep up the fight!!!!! Link to comment Share on other sites More sharing options...
0804 Posted August 3, 2003 Report Share Posted August 3, 2003 Can someone explain what bumpage does? thanks. Link to comment Share on other sites More sharing options...
Grace Posted August 3, 2003 Report Share Posted August 3, 2003 I have never been able to pull PG more than once in a 24 hour period. Am I doing something wrong?I've been getting a new one daily.ThanksGrace Link to comment Share on other sites More sharing options...
curlytop Posted August 3, 2003 Report Share Posted August 3, 2003 Grace, you're not doing anything wrong. You can only pull PG once a day. WK 3-5 times a day though.0804, Bumpage is when you pull so many reports from PG, WK or EQ (that are classified as "soft pulls") that you BUMP off your hard inquiries that hurt your score. (It only works on TU and EQ.) Get it?! 8) Link to comment Share on other sites More sharing options...
Cascadesss Posted August 3, 2003 Report Share Posted August 3, 2003 There is definitely an increase in scores when a lot of INQs drop off. I went from 12 to 2 on TU through bumpage, and saw a nice rise in the score.I pull 1 PG and 2 WKs per day. I want all of those INQs gone!!There is one left on EQ. I disputed 13 of them on EX (through the fraud dept) and they are expected to drop off any day now.EQ = 1 (From 10)EX = 14 (soon to be 1)TU = 2 (From 12)Cas Link to comment Share on other sites More sharing options...
0804 Posted August 3, 2003 Report Share Posted August 3, 2003 Curly, i get it now thanks. I've learned someting everyday! Link to comment Share on other sites More sharing options...
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