Trying*Hard Posted July 27, 2003 Report Share Posted July 27, 2003 Does this really work, I've tried neg. payment for deletions and the CA aren't biting, most are saying they can't delete off credit report, they can just update as to settled or paid. One CA said that if i settled with them right then with payment by cc. they would delete, when i asked for this in writing they said they couldn't do that, So I said what if I pay the amount in full "Would you delete then", he said no it would report as settled. What do I need to do to get them to delete. Link to comment Share on other sites More sharing options...
Pale Rider Posted July 27, 2003 Report Share Posted July 27, 2003 If they can delete for 1 type of payment, then they can delete for any. The guy is a liar. Nothing in the FCRA says they cannot remove a tradeline. It only states that if they do report, it must be accurate.I can't say for sure what would work. Maybe tell them that if they cannot settle with your terms, you are considering bankruptcy.Never give CC, bank, or personal info, and get everything in writing before making any final decision. Link to comment Share on other sites More sharing options...
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