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Dicount codes for CR's... Please share!


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Maybe we can keep up w/ the promotional codes the ask for when you order your report and save some $$$! If anybody has these codes or sees a new one please share for all. Maybe it can be a couple dollars off! Who know's... I hate paying 12.95 for my score, well except when it jumps like a rabbit! Lol!

Thanks

EDUBB 8)

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Good idea, Edubb ! Maybe this should be a sticky unless folks think it would be like waving a red flag at a bull (if you KWIM).

Only ones I know of and probably tell people about enough that I sound like either a broken record or a myFICO board of directors member are:

1) Use "UnionPlus" as a promo. code to get any or all 3 single FICO reports at myFICO.com for 15% off, $11.01 a pop.

2) For a "bulk" discount on EQ FICO reports at myFICO.com, sign up for "Credit Advantage" using the promo.code "MYFICOVIP" to get 6 EQ reports as needed for $44.95, or $7.49 a pop. That's the cheapest I know of to get an EQ FICO score.[sorry, but this one now appears to be expired upon my try 8/22/03](I'll update THIS post if I find a "new deal")

Sure would like others to add to my collection if anyone has some !

P.S. If this were a sticky, would it go here or in the "Credit Bureaus" forum ?

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  • 3 weeks later...

OK, Edubb, per your request, I just learned a new promo. code for myFICO.com:

"UnionPlus" will get you a 15% discount on any or all three FICO reports !

This info. is courtesy of member "DoneRos" at CB. Haven't confirmed firsthand myself but will try to remember to post back here once I get the opportunity to confirm.

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Well, not exactly free, but for those who didn't realize it. Once you buy a simple $9.00 report at EX, print out or write down your report # ! For the next 90 days you can go into request a dispute (direct link: http://www.experian.com/yourcredit/yc_dispute_redir.html) and, after filling in the report#, SS#, State, and Zip you can view your report in pieces. It will be up to the minute any time in that 90 days that you look at it and you can see itenms marked in dispute and track their progress. Essentially, the $9.00 report includes 90 days of unlimited monitoring pulls (unlimited even within a given day).

Bear in mind that, the only chance you get to see the whole report (in "Printer Friendly" view) is the when you buy it and up until you logout of the first session.

Of course, there are the FCRA reasons you can get the report free. But, whether you can get it free online or use these reasons without verification, I'm not aware.

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Croftt, can I just say "I love you"? :p

I have been banging my head against the wall trying to get my EX CR and they consistently lock me out. I had removed some old addresses, so I didn't want to use an old report. I did not realize they were updated automatically. Thank you so much! I did exactly what you said and was able to start my disputes! :D

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Dang it, you're right, Paw. Actually, that was in my post near the top of the thread but I overtyped it with the 15% discount with "UnionPlus" promo. code.

Actually that was kind of dumb ! Both should be left in this thread in case one goes belly-up.

So, I hereby relinquish custody of the "REP110" post to you ! :wink:

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I got a free EX report by their automated phone system if:

you have been denied credit(I had), employment, insurance,

or if you are unemployed.

It was sent to me automatically, no questions asked.

I also used the code REP110. Would have ordered all 3 but they put that fraud alert on 2 of my reports and it's been hell getting it off!

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I did it with EX and TU and it worked for me. I even ordered reports for my brother and sister. For all they know you are unemployed. TU web site lets you chose unemployed as an option, and if you can verify info you get instant online access, if they cant then they put them in the mail to you.

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crofttk

Do you know if you can use the Unionplus for less than 3 scores. I am having to get them one at a time because of the fraud alert.

DC:

Sorry if you got this but you then mentioned free for unemployed and I wasn't sure you got Curlytop's answer as applying to the promo. code answer: You can use the promo. code to the right of any 1, 2, or all 3 of your FICO scores at myFICO.com.

BTW, there is currently no verification of the denied credit reason for direct TU and it works once a week.

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Sorry for the confusion,

my question to you crofttk was for the discount on myfico, Good to know I can use it for 1, 2 or 3. I only lack EQ and EX. I cancelled the fraud alert but still waiting for their slow responses to remove. Requested it over 6 business days ago.

I was referring to a free TU report for Curlytop. I did it online with EX for siblings who are unemployed, and they were mailed to them. TU I did online and put denial for credit for me and unemployed for them.

Good to know you can get 1 a week.

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