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Buying house one tradeline now can add 1 is it goign to help


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Hi all

I have done some heavey credit repair and it looks like i got atleast my wifes TU perfectly clean but one problem remains her only credit is an 18 month old sears card that I made her an authorized user of. This card has one late payment that i got removed but it won't show removed till after i get loan as i am going in an exactly one week from today. Now we got a 400 dollar loan at the Credit union here over a 12 month period and its not on her report yet either. So my question is do i send them a compy of the loan paperwork so they can add it faster or since its 1 or 2 months old witll it lower her score ?]

I know having more then one tradeline is good but don't new tradelines hurt ?

there was no inquiry on this loan so thats not a factor.

please answer so i know to next day air this loan approval letter today or not

thanks all

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