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TU FICO vs. FAKO!


curlytop
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Well, last week I was depressed because my EQ FICO was 100+ pts lower than my EQ FAKO. Now today I bought my TU FICO and guess what?! It is almost 100 pts higher than my FAKO.

The funny thing is for the FICO positive reasons there were NONE. For my TU positive it said "Long Credit History". I have mostly the same accts on both reports. Don't know why they count on one and not the other. The two scores (EQ and TU) are 100 pts different, too. Weird!

Unfortunately, my oldest accts are all of my bad TLs (COs) that I plan on disputing off soon! My history will go from 15 years to about 3 then.

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I am trying to talk my mom into adding me to her 25,000 mc, its gotta be 20 years old and she spends 5000.00 or so a month and pays it in full. My dad is an independant driver and uses it for his fule and repairs and stuff. She is iffy about it though, an so far is thinking maybe I can get on her fashion bug or target or marshfields. I am gonna keep at her. Please let us know just what type of a jump you get with your gramas card. It would be nice to know, congrats to you.

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