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:confused:

Ok, i just recieved my Equifax report it has many things that need fixed. If anyone can help me i would really appreciate it.

1. My current address is wrong. Old one from 4 yrs ago.

2. two seperate collection accts that i just paid are showing unpaid. Should i dispute that i paid them or just dispute they are not mine? One of them is showing status date as 3/2003 which is when i paid them.

3.1 unknown creditor i have never heard of or done business with. It is only showing that there was a balance of zero but a high limit of $4785 for a secured loan with the acct transferred or sold

4. a refinanced secured loan that i did cosign with my ex husband years ago. In my divorce papers it states he is responsible for this debt,not me. Why is the loan company still putting it on my credit?

5. a charge off for a credit card from sears with a different balance than what transunion states i owe.

OK if anyone could suggest what my next step is that would be awesome. I am a bit confused as to whether i should just dispute that none of these debts belong to me or request validation. For the record, the sol will not expire on these debts until next year at the earliest.

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