morrow Posted April 22, 2003 Report Share Posted April 22, 2003 I see that EX is offering a 3 in 1 report with all 3 scores. I would like to know if anyone has used it and if it is accurate?I viewed a sample and it looks pretty legit, my 30 day trial just ran out on EX and EQ so I would like to try another source in viewing my CR.Any and all advice would be appreciated! Link to comment Share on other sites More sharing options...
sh4461 Posted April 22, 2003 Report Share Posted April 22, 2003 I think it's the best 3 in 1 because you get all 3 scores, the only thing is they don't give addresses for the creditors or full account numbers. Link to comment Share on other sites More sharing options...
morrow Posted April 22, 2003 Author Report Share Posted April 22, 2003 Well since I already have that info from my other CR, I guess it doesnt matter!Thanks for your response! Link to comment Share on other sites More sharing options...
morrow Posted April 23, 2003 Author Report Share Posted April 23, 2003 So, another question...if you use one of the 3 in 1 reports, are you able to dispute online and if so does your dipute go to all three CRAs? Or do you have to do them individually? Link to comment Share on other sites More sharing options...
kimber6337 Posted April 23, 2003 Report Share Posted April 23, 2003 No don't use themYou've got to have THEIR report number to dispute with and 3 in 1's don't cut it. Link to comment Share on other sites More sharing options...
morrow Posted April 23, 2003 Author Report Share Posted April 23, 2003 Wow, Thanks kimber! I was just getting ready to sign up with one.What do you recommend? I have already used my free 30-day trial with all 3? Link to comment Share on other sites More sharing options...
kb9tbq Posted April 23, 2003 Report Share Posted April 23, 2003 Yea; any of the 3 in 1 reports will really mess you up. Obsuring the raw data and complicating the disputing methods you can use. Besides the score is going off everything instead of showing each bureau - Only recommend 3 in 1 reports for like after you have cleaned up the credit disputes & only need to monitor for activity. Then it can be really good cost wise. Link to comment Share on other sites More sharing options...
kimber6337 Posted April 23, 2003 Report Share Posted April 23, 2003 You can do disputes and keep up with it via the mail reports that they send you after validation results. You've got 60 days (I believe) that a report is valid to use it for a dispute. And I heard that your file number never changes with TU.Also I understand that if you get a new UserID on the sites you can get another free trial. Anyone know for sure? Link to comment Share on other sites More sharing options...
morrow Posted April 23, 2003 Author Report Share Posted April 23, 2003 Okay...so what do you recommend over all?I mean, what are you guys using? Link to comment Share on other sites More sharing options...
kb9tbq Posted April 23, 2003 Report Share Posted April 23, 2003 I have only pulled 3 in 1 once; did not like it - so now I stick with ordering directly from all 3 seperately.But every one has their like and dislikes over other methods. Link to comment Share on other sites More sharing options...
kimber6337 Posted April 23, 2003 Report Share Posted April 23, 2003 I pay for Eq and Ex and Pull TU occasionaly. Link to comment Share on other sites More sharing options...
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