Jump to content

They never sent a bill- can they charge off?


Recommended Posts

I moved to a different state in 3/2001. I turned off all my utilities and provided a new address. However, I never received a final bill from the Utility company (Electric). In 2/2002, I received a notice of collection for $100. I called them, explained that I had never received a bill. They said that my address had never been updated. I paid the bill immediately (over the phone).

Now I've pulled my credit report and this shows as a paid charge off! Are they legally allowed to do this since they never sent a bill?

I've read the FCRA and I don't see anything regarding them having to notify me before putting it in collections.

Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.