raisingmyscore Posted April 26, 2003 Report Share Posted April 26, 2003 Hi everyone. I signed up with Privacy guard 2 months ago and I a TON of inquiries. I pull my 3 in 1 for free everyday and now I am starting to see inquiries dropping off of my equifax. It seems very random, sometimes deleting inquiries as recent as march!It didnt happen right away, but after about 35 soft pulls by PG, I starting seeing one a day drop off. Link to comment Share on other sites More sharing options...
morrow Posted April 26, 2003 Report Share Posted April 26, 2003 DUDE, I singned up with PG the other day 4/23 and every time I go to log in, my report is for that day. Its not current. I asked someone else and they told me to hit the *get a new one* button, but there isnt one. What are you doing to see your CURRENT report everyday? Link to comment Share on other sites More sharing options...
raisingmyscore Posted April 26, 2003 Author Report Share Posted April 26, 2003 I had the same problem at first. OK, log on as usual , click on "VIEW YOUR REPORTS", then the next screen has a box that says- View my 3 Bureau Report, and Score(s) View My Past Reports View My Monitoring Alert That is for PAST reports, look over to the left and you will see "request reports" click on 3b credit report w/ 1b score. It will APPEAR as if you have to re-enter your CC info but leave that blank-- ONLY enter your SSN and click the "i agree" button and PRESTO- your free daily report. I pull mine everyday (oh stop it! you know what I mean!!) and it has helped with inquiries dropping off.I will stick around for a few to see if you had success!! let me know! Link to comment Share on other sites More sharing options...
morrow Posted April 26, 2003 Report Share Posted April 26, 2003 Awesome! Thank you so much for clarifying the process. It really helped! Link to comment Share on other sites More sharing options...
raisingmyscore Posted April 26, 2003 Author Report Share Posted April 26, 2003 Dont mention it! Your posts have helped me in the last few weeks even though I only registered today! I had quite a house warming party last night, and was ALMOST too tired to register and post a reply to you, but the way you kept batting those eyelashes at me, I couldn't resist! Although I must have had a bit too much to drink--I am TRYING to look at your cartoon image, but all I see is STARS! Link to comment Share on other sites More sharing options...
dchap Posted April 26, 2003 Report Share Posted April 26, 2003 I pull mine everyday (oh stop it! you know what I mean!!) and it has helped with inquiries dropping off.So what you are saying is that if you inquire on your own report it will push off other inquiries?DC </blockquote> Link to comment Share on other sites More sharing options...
morrow Posted April 26, 2003 Report Share Posted April 26, 2003 Yeah pretty much. Its called bumpage. I pull my CR from Worthknowing.com every day, twice a day.(its free)By pulling your own CR several times, it is supposed to result in inquiries falling off. Since the inquiries that you yourself make are only soft, they dont count.Does that help? Link to comment Share on other sites More sharing options...
dchap Posted April 26, 2003 Report Share Posted April 26, 2003 WOW! That is good to know. I will have to give it a try.Thanks DC Link to comment Share on other sites More sharing options...
morrow Posted April 26, 2003 Report Share Posted April 26, 2003 Welcome Link to comment Share on other sites More sharing options...
skyhighcredit Posted April 26, 2003 Report Share Posted April 26, 2003 Question for anyone looking/ What is Privacy Guard and where can i find it?please let me know Link to comment Share on other sites More sharing options...
morrow Posted April 26, 2003 Report Share Posted April 26, 2003 privacyguard.comYou can pull your CR from them, $1 for 3 months, not bad!Its all three CRA in one Link to comment Share on other sites More sharing options...
sisflomi Posted April 26, 2003 Report Share Posted April 26, 2003 Hey, its not fair, I have pulled from PG & CreditExp a total of more than 40 times in the last two months, and my inqs have not budged!! What am I doing wrong? Link to comment Share on other sites More sharing options...
morrow Posted April 26, 2003 Report Share Posted April 26, 2003 It varies for everyone, I have been pullin from WK for more than 3 weeks, twice a day and the only one that came off was one that was supposed to on 4/19.Everyone has different results, some have more success than others, hang in there babe! Link to comment Share on other sites More sharing options...
sisflomi Posted April 26, 2003 Report Share Posted April 26, 2003 LOL, figures I can't even get good luck with that!!!!! I had 31 total deletes for BF though on major creditors, and I wrote PP letter to T-Mobile for me, they took off their inqs. Half of my INQS will be gone by Sept this year. So not too worried, but its still not FAIR!!! BTW, I know, nobody ever said life is fair!!! Link to comment Share on other sites More sharing options...
cleancreditby04 Posted April 26, 2003 Report Share Posted April 26, 2003 Hey, I didn't know that in order to pull current reports I had to go to Get my blah blah blah. Thank you!! I was wondering why nothing was changing, even though I'd sent in some disputes. Logging on right now, hope I have good news! Link to comment Share on other sites More sharing options...
raisingmyscore Posted April 27, 2003 Author Report Share Posted April 27, 2003 Happy to be of some help! PG is AWESOME. I pull reports for me and the wife every single morning. I think you only benefit from bumpage if you had ALOT of inquiries. It is really odd how they vanish though, not much ryhme or reason. My wife started with 24 inq's, and now is down to 7. By this time next week, she will have none! Another tip, even if you DO apply for credit, once you get the "soory" letter denying you, call or erite to the address on the denial letter and tell them you didnt authorize it. That works every single time. Link to comment Share on other sites More sharing options...
sisflomi Posted April 27, 2003 Report Share Posted April 27, 2003 <blockquote>Originally posted by raisingmyscoreAnother tip, even if you DO apply for credit, once you get the "soory" letter denying you, call or erite to the address on the denial letter and tell them you didnt authorize it. That works every single time.</blockquote>Are you sure about this? We did target card for bf, and they denied. I thought about doing this too. I did do this with Capital one, but I really did not apply for the card. The keep sending me offers, and i throw them away. I called the number after they sent me the letter, and its all automated to apply!!! And cap1 has over 20 pulls on my cr from the last three years. When I go back to my cr from 2000, I see a bunch there too. Most are prm, but still, why r the hards there if I don't apply??? I just sent the letter last week, so don't know what they will do. What companies have you done this with yourself? Link to comment Share on other sites More sharing options...
marisakay Posted April 27, 2003 Report Share Posted April 27, 2003 (edited) MORROW, for that worthknowing.com which report does that pull? i just did mine and was wondering..thanks!!!________Suzuki DR350SE Edited January 20, 2011 by marisakay Link to comment Share on other sites More sharing options...
morrow Posted April 27, 2003 Report Share Posted April 27, 2003 TU Link to comment Share on other sites More sharing options...
crofttk Posted April 27, 2003 Report Share Posted April 27, 2003 MORROW, hope you don't mind if I pipe in here.Marisakay, it's Trans Union.EDIT: OK, thought you weren't here just now MORROW, sorry ![Edit by crofttk on Saturday, April 26, 2003 @ 08:14 PM] Link to comment Share on other sites More sharing options...
sisflomi Posted April 27, 2003 Report Share Posted April 27, 2003 How come your pics showing morrow, but ours are an x? Link to comment Share on other sites More sharing options...
morrow Posted April 27, 2003 Report Share Posted April 27, 2003 <blockquote>Originally posted by sisflomiHow come your pics showing morrow, but ours are an x?</blockquote>Because Im special Link to comment Share on other sites More sharing options...
sisflomi Posted April 27, 2003 Report Share Posted April 27, 2003 lol, more like smarter at the avatar than i am!!!!! I had one up and was working fine, now it is gone!!!!! Link to comment Share on other sites More sharing options...
morrow Posted April 27, 2003 Report Share Posted April 27, 2003 Oh...I thought that little x was your avatar. Link to comment Share on other sites More sharing options...
sisflomi Posted April 27, 2003 Report Share Posted April 27, 2003 OK, I will go with that, makes me look smarter now!!! Thanks Link to comment Share on other sites More sharing options...
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