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Posted

Did you recently apply for credit that you know of; not all creditors pull under their own name.

It still could be a new collection agency trying to work the account no matter it being out of the SOL. Just may be they use TransUnion instead of Equifax as the other one did.

They can still pull your credit report & try to collect even out of the SOL - just that they can't sue you legally for the debt.

So if this is a new collection agency you can get the address from the TransUnion & send them a cease and desist letter once you know the fact of the matter if they are a collection agency.

Posted

didnt apply for anything..and havent gotten anything in the mail either... Looked on the spouse's and she has a 66.00 show up with like data search in the title box, never heard of them either...

Posted

Had you had recent medical treatment in the last 6 months or so?

Do you have medical insurance that might have missed covering said expenses?

This is where you problem is I bet. Like a doctors bill for that amount.

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