Anonymous Posted April 27, 2003 Report Posted April 27, 2003 I have a paid collection listed on all three credit reports for Southwestern Bell. I paid in May 0f 2002. What are the chances of these getting deleted if I did a dispute saying that they are not mine. Or should i send a goodwill letter to Southwestern Bell asking them to delete the items. There were two telephone numbers involved thus I have two paid collections. These are dragging my scores down and if they were deleted I have a chance of getting a decent score. In fact if I got these deleted from TU I would only have one bad trade line left. Hoping to get some feedback. Anyone?
chingasaholo Posted April 27, 2003 Report Posted April 27, 2003 dispute as not mine,this works alot of the time. if it's paid they may not go through the trouble of verifyingching
creditmess Posted April 27, 2003 Report Posted April 27, 2003 <blockquote>Originally posted by chingasaholodispute as not mine,this works alot of the time. if it's paid they may not go through the trouble of verifyingching</blockquote>I wish it was like that in my case.... all my collections are paid and they still manage to verify them...
Anonymous Posted April 27, 2003 Author Report Posted April 27, 2003 Here is my next questionShould I write a letter to all three credit bureaus or do an online dispute with all three credit bureaus or should I call each CB I want to do this the most effective way
creditmess Posted April 27, 2003 Report Posted April 27, 2003 well, many will tell you that you can do it over there phone. However, I do ALL my disputes via CRRR (Certified Mail with Return Rect Requested)
Waxworks Posted April 27, 2003 Report Posted April 27, 2003 </blockquote>I wish it was like that in my case.... all my collections are paid and they still manage to verify them... </blockquote>I got a report from TU stating that my PCs are still OPEN, and when i disputed them, they were coming back saying they were verified........is it time for a DV with the CA?
Waxworks Posted April 27, 2003 Report Posted April 27, 2003 <blockquote>Originally posted by cookiemnsterTime for a nutcase letter </blockquote>Theyre all typed up........just got to wait for $$$ so I can send them out......$83.98 so far!!! All CMRRR
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