creditmess Posted April 29, 2003 Report Posted April 29, 2003 WEll well well... what a good month for me...I just checked my experian report (daily dose) and my score jumped from 581 to 597!!! I see NO changes, no deletions, everything is the same ! I love it though... hehehe3 more points and I will enroll in a 600 club!!!yes yes, I rock!!! Time to update my sig once again wwwooooohoooooooo!!!! [Edit by creditmess on Tuesday, April 29, 2003 @ 01:48 PM]
Lizzy Posted April 29, 2003 Report Posted April 29, 2003 <blockquote>Originally posted by creditmessWEll well well... what a good month for me...I just checked my experian report (daily dose) and my score jumped from 581 to 597!!! I see NO changes, no deletions, everything is the same ! I love it though... hehehe3 more points and I will enroll in a 600 club!!!yes yes, I rock!!! Time to update my sig once again wwwooooohoooooooo!!!! [Edit by creditmess on Tuesday, April 29, 2003 @ 01:48 PM]</blockquote> Yeah! How often do you check it? I pulled all three of mine last week and did an online dispute with EQ. Is it too soon to check? I will have to pay another fee to get a new report. [Edit by Lizzy on Tuesday, April 29, 2003 @ 01:52 PM]
fixmycredit Posted April 29, 2003 Report Posted April 29, 2003 Thats good especially with experian, they are usuallythe most difficult to fix.
ADSOFT Posted April 29, 2003 Report Posted April 29, 2003 OK, Now for the bad news!!Your ready for round 2 which is were I'm at, I disputed everything, some stuff came off, some stuff didn't,I'm setting up a team where we can share info on how to attack the creditors and collection agency and:Send the "RIGHT" letters, to the "RIGHT" people, with the "RIGHT"words that get the "RIGHT" results.... In other words, the credit reporting agencies have done all they can for us, now we have to do some extra work.So what I'm think of is something along the lines of: I have "this on my report", the I diputed it, it did'nt come off. What letter do I send to who and were?.Some of the stuff they talk about this board is general. But we need to get more detailed in "ROUND 2". ... What do you think?
Anonymous Posted April 29, 2003 Report Posted April 29, 2003 Someone please tell me how I can check my scores, for little or nothing, daily ?
creditmess Posted April 29, 2003 Author Report Posted April 29, 2003 I check my score everyday...via credit expert for experian.this isn't round 2... this is like round 4 for me lolI don't know why my score went up.. nothign changed on my report...maybe the old deletes from previous rounds finally hit my score or something.. no idea....
fixmycredit Posted April 29, 2003 Report Posted April 29, 2003 I have noticed it is very hard to get through to the cbsthis week. I beleive their busy season is approaching . Theydont like working weekends so do waste their time and callthem as much as you like.
creditmess Posted April 29, 2003 Author Report Posted April 29, 2003 oh yeah.. I don't use fax, phone or online stuff...I do EVERY single communication via CMRRR...
chingasaholo Posted April 29, 2003 Report Posted April 29, 2003 transunion sucks......I got their "verify SSN and driver's license letter" again. I think I'm gonna sue them, just for fun. Only cost's me 30.00 or so to file a civil suit against them. I want damages, about 12,000 or so...I think that's about what I'm paying more in interest on my home this year than I should because of them ching
chingasaholo Posted April 29, 2003 Report Posted April 29, 2003 <blockquote>Originally posted by chingasaholotransunion sucks......I got their "verify SSN and driver's license letter" again. I think I'm gonna sue them, just for fun. Only cost's me 30.00 or so to file a civil suit against them. I want damages, about 12,000 or so...I think that's about what I'm paying more in interest on my home this year than I should because of them ching"I need TP, TP for transunion! transunion belongs in my bunghole"
Swede Posted April 29, 2003 Report Posted April 29, 2003 <blockquote>Originally posted by chingasaholoTransunion sucks......I got their "verify SSN and driver's license letter" again. I think I'm gonna sue them, just for fun. Only cost's me 30.00 or so to file a civil suit against them. I want damages, about 12,000 or so...I think that's about what I'm paying more in interest on my home this year than I should because of them </blockquote>Just be prepared that if you do threaten to sue, they'll place you in their "priority department" and potentially block your file altogether.... [Edit by Swede on Tuesday, April 29, 2003 @ 04:52 PM]
cleancreditby04 Posted April 29, 2003 Report Posted April 29, 2003 <blockquote>Originally posted by creditmessWEll well well... what a good month for me...I just checked my experian report (daily dose) and my score jumped from 581 to 597!!! I see NO changes, no deletions, everything is the same ! I love it though... hehehe3 more points and I will enroll in a 600 club!!!yes yes, I rock!!! Time to update my sig once again wwwooooohoooooooo!!!! [Edit by creditmess on Tuesday, April 29, 2003 @ 01:48 PM]</blockquote>Congratulations!!!!
Digilux Posted April 29, 2003 Report Posted April 29, 2003 <blockquote>Originally posted by creditmess3 more points and I will enroll in a 600 club!!!yes yes, I rock!!! [Edit by creditmess on Tuesday, April 29, 2003 @ 01:48 PM]</blockquote>Go Creditmess..Go Creditmess...Go Creditmess...we gonna party like it your birthday....
fixmycredit Posted April 29, 2003 Report Posted April 29, 2003 At one time I was in the priority department, I thought thatwas a good thing. My file was completely clean 2 weaks later. It is experian that has me in this "special handling" and makeme wait for ever on the phone. It must be where they putall their worst customers. I just might sue exp .
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