techgoddess Posted May 2, 2003 Report Posted May 2, 2003 Well I got my TU results back today. The good news is, Wells Fargo has been deleted. The bad news is, both Sears accounts have been verified. The odd news is that the two other accounts I disputed were "updated". One of them was changed to "Settled for less than full balance" which is sort of good because I did settle it (before I knew better) but I'd prefer paid in full/never late. In the other one, the high balance was changed from 383 to 802 (weird). Oh well, time for round 2!
sisflomi Posted May 2, 2003 Report Posted May 2, 2003 Sears is a hardball thats for sure. I disputed them for ex-hubby, joint account with me. I filed bk on it, he never looked back. Sears was deleted from all his reports, but they verified on all mine. I am going to send them dv letter in my next round. How can his just come off and mine verify? Then they changed my bk date to March 2003, and put on that it is an individual account, not joint. Can't believe that they can just change things like that, and cra just looks the other way. Good luck on round two!!
ADSOFT Posted May 2, 2003 Report Posted May 2, 2003 Hey, what's going to be your round 2 strategy. I'm at that point too. I've got some credit who is reporting the same bill twice.I want tell them that I lost my wallet and someone used my info.For them to validate?... that my round 2 stategy, ie., validate by providing original contract. What do you think. ... I need some peer support here to make sure I'm going in the right direction.... what do you guys think.
DocDon Posted May 2, 2003 Report Posted May 2, 2003 The'll probably refer you to their fraud department who will more than likely ask for a police report to be filed. This is probably not something you want to get involved in.
ADSOFT Posted May 2, 2003 Report Posted May 2, 2003 So, when I ask to validate, what is acceptable validation an original contract, or their word.
DocDon Posted May 2, 2003 Report Posted May 2, 2003 Original contract will usually suffice. If they are reporting the same account 2x, are they being listed under different account #'s?
Waxworks Posted May 2, 2003 Report Posted May 2, 2003 <blockquote>Originally posted by techgoddess Wells Fargo has been deleted. </blockquote>How did you do it hun....they got account #s diff on my reports, and the CRAs keep saying theyre verified????
techgoddess Posted May 2, 2003 Author Report Posted May 2, 2003 I don't know! I just disputed and it disappeared! It was going to fall off naturally in a year.
Waxworks Posted May 2, 2003 Report Posted May 2, 2003 mine was opened in 2001, charged off in 2002, but yet, maybe i can do what i did with EX, adn say i never heard of the place.....lol
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