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TU'S FICO SIMULATOR, says score should go up?


ADSOFT
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I got my reports from all 3 CRA's. Two of the them said that I needed to have revolving accounts on my credit.

I bought the TRANSUNION credit reporting service and used their simulator. It said that if I applied for and got a card with a $300 limit my score would jump 30 points.

I got the card and my score went down.

Has anybody gotten a credit card and thier score risen the first month????? ... or does it usually go down. And if it does how long to go up?

[Edit by ADSOFT on Thursday, May 1, 2003 @ 08:46 PM]

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