timbercreektech Posted May 6, 2003 Report Share Posted May 6, 2003 Using Worthknowing.com I was able to bump 8 hard inquiries off my TU report! So now I only have 5 Hards on TU, 7 on Experian, and a lousy 12 on Equifax. What is best way for removal on Equifax? Link to comment Share on other sites More sharing options...
utman17 Posted May 6, 2003 Report Share Posted May 6, 2003 I have yet been able to even log onto it.. Keeps giving me a error, that is wonderful!! Keep up the good work.. Link to comment Share on other sites More sharing options...
Trilivonel Posted May 6, 2003 Report Share Posted May 6, 2003 What are hard inquiries? Link to comment Share on other sites More sharing options...
timbercreektech Posted May 6, 2003 Author Report Share Posted May 6, 2003 <blockquote>Originally posted by TrilivonelWhat are hard inquiries?</blockquote>Soft Inquiries occur when you pull your credit report or when one of your existing creditors pulls your credit report. Why would a creditor do this? They are checking to see how you are doing credit-wise to see if potential problems exist. Soft inquiries supposedly have no effect on your credit score.Hard inquiries occur when your credit report is pulled as a result of your applying for new credit. These count against you. [Edit by timbercreektech on Tuesday, May 6, 2003 @ 11:31 AM] Link to comment Share on other sites More sharing options...
paw67 Posted May 6, 2003 Report Share Posted May 6, 2003 Good job Timbercreektech!! How often are you pulling wk? If you find anything that works for EQ let me know I have a few there that I would like to get rid of.paw67 Link to comment Share on other sites More sharing options...
timbercreektech Posted May 6, 2003 Author Report Share Posted May 6, 2003 I have been doing 3 a day for 7 days. I use a nomenclature that increments such as me1, me2 me3, etc… That way I can tell how many I have done. I just delete account when done and increment.I wish I knew a way for Equifax.Good Luck Link to comment Share on other sites More sharing options...
paw67 Posted May 6, 2003 Report Share Posted May 6, 2003 Thanks! I have heard some people that are using Privacy Guard are having luck with EQ inquiries. I have been pulling them daily since 3/31/03 and haven't had any luck so far. I'll wait and see, maybe it will happen soon.paw67 Link to comment Share on other sites More sharing options...
morrow Posted May 6, 2003 Report Share Posted May 6, 2003 Thats awesome timber!!!Im not having any luck....been pulling 2 times a day since March!!! NOTHING!I only have 6 inquiries but still...WTF? Link to comment Share on other sites More sharing options...
utman17 Posted May 6, 2003 Report Share Posted May 6, 2003 6 over the last two years? That is good.. Link to comment Share on other sites More sharing options...
Miamijc Posted May 6, 2003 Report Share Posted May 6, 2003 I have pulled my report using Worthknowing a couple of times, but the report apparently does not show the soft pulls (not even the one from worthknowing). DO you just keep pulling until they start disappearing? Do your reports show the soft pulls? Link to comment Share on other sites More sharing options...
lisak72 Posted May 6, 2003 Report Share Posted May 6, 2003 Just an FYI...Privacy Guard is working for TU, but haven't noticed any movement on EX or EQ (yet!) No bumpage yet, but I've just started! Congrats on all that have had success! Link to comment Share on other sites More sharing options...
TylerDurden Posted May 6, 2003 Report Share Posted May 6, 2003 <blockquote>Originally posted by timbercreektechUsing Worthknowing.com I was able to bump 8 hard inquiries off my TU report! So now I only have 5 Hards on TU, 7 on Experian, and a lousy 12 on Equifax. What is best way for removal on Equifax?</blockquote>Congrats! About Equifax, I was able to remove 8 hard inqs just by calling them and telling them that I never authorized the inquiries. They were all from CAs. Less than 2 weeks after my call, I got my letter informing me they were deleted. From what I've read on this board, it seems that CRAs are inconsistent about their policies in taking inquiry disputes. If the first Equifax agent you talk to tells you he/she can't take inquiry disputes, wait a few days and try and call again. That's what I did. Link to comment Share on other sites More sharing options...
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