Jump to content

Unverified by OC - Can I get it removed?


DunDone
 Share

Recommended Posts

recently noticed that Cingular Wireless had listed a $95 debt as a charged off account on my credit. I had the credit bureau "verify" it and when they did, I called Cingular, they too said I owed the money so I paid it using a credit card. (I know, I know) I realize now I should have made them verify it to me with copies of original documentation.

Over a month ago, I sent Cingular Wireless a certified, return receipt letter and asked them to provide me with copies of documents which prove that I had this account with them, and proof of the validity of the debt within 30 days. I received the receipt signed by a Cingular employee but it has been more than thirty days, and they have not replied to my letter and request for documentation.

May I send the CRA's who are including this charge off on my credit a copy of my letter to the creditor, a copy of the return receipt and request that they remove the derogatory information, since the creditor cannot or will not provide me with proof that I owed this debt? I am less concerned with the $95 dollars than I am about the charge off showing on my credit report.

I would be grateful for any help. . . This board is terrific!

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.