Anonymous Posted May 19, 2003 Report Share Posted May 19, 2003 I've got a quick question regarding Capital One.Long story short:I fell into the whole credit card thing in college a couple years ago.I didn't handle it too well.But, I decided to make arrangements with them and get my only debt taken care of.The way it was set up,I'd pay a fourth of it for four months.I set up a checking account and authorized them for direct payment through it.Well, they took my money for the first few months (1/2 gone). Just yesterday, I received a letter from a bill collector. They received a post-dated check (which I didn't write) and are applying it to my balance (which is only $20 dollars less than the original Capital One balance).Does anybody have any ideas as to what I should do? Link to comment Share on other sites More sharing options...
sisflomi Posted May 19, 2003 Report Share Posted May 19, 2003 I would close out that bank account asap. When was your last payment to Cap1, not a collection agency. What state are you in? Link to comment Share on other sites More sharing options...
Anonymous Posted May 19, 2003 Author Report Share Posted May 19, 2003 I'm in Michigan. The last payment to Capital One was the 20th of last month. I know they received the money because I don't right any checks with the account (It was just for capital one and the deductions appear on my bank statement). Until I received the letter, I knew nothing of a collection agency. Link to comment Share on other sites More sharing options...
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