Niner849 Posted May 23, 2003 Report Share Posted May 23, 2003 Yep, you read the subject correctly. I had a positive TL re-inserted back onto my EXP credit report. :boggle: Funny thing is, I've been getting a letter from a CA for the excat same account. The account is for Ballys, and I've never even been there. Weird huh???? Should I just leave it on my CR?? Supposed to be there until 2013. I had it deleted last year when I began my journey, because the account was opened in 1994. Hmmm, got a negative TL turned into a paid as agreed (don't have any idea how that happened), and now this.AndiEXP-563 as of 5/22/03 Link to comment Share on other sites More sharing options...
DocDon Posted May 23, 2003 Report Share Posted May 23, 2003 Well, if it shows paid as agreed / closed, why not use it to your advantage? Nice job. Link to comment Share on other sites More sharing options...
timbercreektech Posted May 23, 2003 Report Share Posted May 23, 2003 Ballys is owner of US Swim and Fitness. I had a lifetime membership which only cost me $65 a year since 1987. I decided to terminate. Ballys put 1 entry on my Experian report. Paid as agreed. That is the first time in 15 years they put something on my report. But it is a positive trade line with a 15 year history. Don't know how it effected score. [Edit by timbercreektech on Friday, May 23, 2003 @ 04:53 AM] Link to comment Share on other sites More sharing options...
karmicways Posted May 23, 2003 Report Share Posted May 23, 2003 I have something from Ballys, too. Says that it was opened last year. I haven't signed up for any fitness center and if I would have, it wouldn't be Ballys.I've disputed it, and waiting to see if they verify. They will have a heck of time validating something like that, since I've never been there. The closest one around me is on the other side of town. Link to comment Share on other sites More sharing options...
Niner849 Posted May 23, 2003 Author Report Share Posted May 23, 2003 <blockquote>Originally posted by DocDonWell, if it shows paid as agreed / closed, why not use it to your advantage? Nice job.</blockquote>I think I'm going to leave it on my CR. I mean it's a positive TL, which at this point is good. Just kind of strikes me as odd considering A$$et Acceptence keeps sending me collection letters. If it was a negative TL, then I would complain, but I just thought it was kinda intereting.Andi Link to comment Share on other sites More sharing options...
ADSOFT Posted May 23, 2003 Report Share Posted May 23, 2003 I had that appear on my EXP also, I noticed it didn't affect my fico. Maybe they go sued or something on credit stuff. Link to comment Share on other sites More sharing options...
Recommended Posts