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fixmycredit
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I don't think I sent out the last email correctly so if this is a duplicate please forgive me. I have a question what exactly is a "debt validation". Is that just a regular dispute? If you have a 1yr left for items to fall off, is it worth a dispute? Should you write a letter to dispute or send in the back sheet of the cb dispute form or both. I have noticed that a lot of the response is to dispute. What if the information is currect to the best of you knowledge, but you want the items off your report, how would you dispute it? Also where can I find a sample letter for a dispute so if I need to write one I would have a guide line.

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Lisak,

Same deal with me - but I did get some info from TU - they only did something with 3 of the items I argued (I argued 37 online - wrong addresses and the like, not just "not mines")

I'm sending a nasty gram to them today because two of them I know were being deleted by the CA and they list them as "inactive" and current!

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