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What CRA score is PG?


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What model is PG based on? What about MYFICO?

I'm getting seriously different scores from different places. Here's what I'm getting:


TRANSUNION(run through MYFICO): 613 (ouch)

PG: 633 (up from 632 yesterday!)

EQUIFAX: 658 (from a report I received in the mail yesterday, ordered from their site)

What is "right"?

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