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Hi, I have ordered some credit repair material but until then a very important matter has come up.

We just pulled the Exquifax report on my husband. In the inquiry section, it lists a certain creditor as pulling 11 hard inquires after the file date of our BK 13 in 11/01.

Are these pulls in violation of the BK Automatic Stay or does that only refer to the actual BK discharge date?

It means the difference in $11000 in violations or $0, according to the answer. Please advise.

BTW, couldn't believe that my hubby's FICOs are 594, 620 and 625 right after the bankruptcy discharge. Not bad! He really doesn't have too far to go to get his score up there. :p

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