lisak72 Posted June 1, 2003 Report Share Posted June 1, 2003 Okay, I made a newbie mistake a while back and sent letters to have the CRAs update an OC saying that I settled the balance before collections. They all three updated it to "legally paid in full for less than the full balance", but status is still showing bad debt or C/O on these. How do I dispute them now? Can't do not mine now, so do I try for paid in full BEFORE collections? Will that get it to a positive instead of a negative? Or should I try never late or something else???? HELP please...anyone?! TIA! Link to comment Share on other sites More sharing options...
sisflomi Posted June 1, 2003 Report Share Posted June 1, 2003 Maybe just leave them for now, wait for CHOD time frame and try Not Mines!!!!!!!! Never know. Link to comment Share on other sites More sharing options...
ADSOFT Posted June 1, 2003 Report Share Posted June 1, 2003 <blockquote>Originally posted by lisak72Okay, I made a newbie mistake a while back and sent letters to have the CRAs update an OC saying that I settled the balance before collections. They all three updated it to "legally paid in full for less than the full balance", but status is still showing bad debt or C/O on these. How do I dispute them now? Can't do not mine now, so do I try for paid in full BEFORE collections? Will that get it to a positive instead of a negative? Or should I try never late or something else???? HELP please...anyone?! TIA!</blockquote>Hi LisaHey were have you been hiding, got new hang out??????... Hey how does a "deletion if not correct information" work.That an angle/skill we have developed yet. Link to comment Share on other sites More sharing options...
lisak72 Posted June 1, 2003 Author Report Share Posted June 1, 2003 Hey Adsoft! I've been lurking around on here, just not much to say I'm preparing for round 2, getting my DV letter for an OC together....finally finished finalizing the letter to the bank on the whole Chex mess thing and got it sent out the other day....Now on this one, just trying to figure out how to handle the round 2 dispute. All 3 CRA updated as per my first letter...doubtful whether they even checked with the creditor! I'm debating on trying a paid in full as agreed notation versus the paid CO. Guess it doesn't really matter, just thinking it will look funny now if I say Not Mine. Link to comment Share on other sites More sharing options...
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