Anonymous Posted June 1, 2003 Report Share Posted June 1, 2003 I cannot believe what i have just noticed. Blame it on newbie inexperience, or just being ignorant. I recieved my very first TU report investigation report on 1-10-03. I disputed 8 items, 3 came back deleted, 2 became positive status and 3 verified. On this report I had 11 positive tradelines, a lot of old stuff, closed in 1995 to 1998. After I got it back I tucked it away for safe keeping. Got my next report dated 3-18-03.Of course, I was so concerned about the negative tradelines, I never bothered, or I must have forgot about the positives. Kept focusing on the negatives...dispute dispute dispute...Well what caught my eye today was my TU report dated 5-27-03 has only 4 positive tradelines. I was shocked...until I looked back at my 3-18-03 report. It listed 4 positive tradelines also. I lost 7 positive tradelines on my TU report in a month and didn't even notice because I was so damned focused on my negatives... 4 months. I have lost 8 negatives in the past four months, I thought I was doing good. My score could/should be much much higher if I woulda just paid attention.I might try to call all these creditors, and hope they still have information from 8 years ago and ask them to re-report, but I doubt it will do any good.I think I might as well quit while I'm behind now. I have done more harm than good on my reports. Just when you think you know enough to start, you learn even more to want to quit.Damn... Don't know which way to go now...Sorry for the mini rant. Link to comment Share on other sites More sharing options...
laura66 Posted June 1, 2003 Report Share Posted June 1, 2003 What are your positive TL's? All credit cards, or a mix? Link to comment Share on other sites More sharing options...
SpoonyNix Posted June 1, 2003 Report Share Posted June 1, 2003 I just had a lot of 7 yr accounts disappear, good along with bad. 2 of 3 scores probably went down a bit, but after all is said and done in 4-6 months my scores will go up significantly and the blemishes left by my irresponsible financial actions will eventually be behind me- with important lessons learned. Link to comment Share on other sites More sharing options...
Anonymous Posted June 1, 2003 Author Report Share Posted June 1, 2003 I totaled the TL's up...a depressing $14,236 in positives. No credit cards, all installment loans or personal loans. See, my problem is, I lived in North Carolina when I got the credit, I don't have all the infromation I need to contact these creditors to see if they even still have records on them. I found one, I think, that I had 3 accounts with. I'll call them tomorrow. American General Finance had another 3 accounts, totaling about $4000, I would love to have those back too. The bad thing with them is I also had a negative TL from them for about $950. The last one I had was from a company called Fleet Finance, but I'll be damned if I could find their info. I remember HOW I got the account, and what it was for, but thats about it. Link to comment Share on other sites More sharing options...
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