laura66 Posted June 3, 2003 Report Share Posted June 3, 2003 If an account is duplicated, and if BOTH accounts are in good standing, should I dispute it and have one taken off? Link to comment Share on other sites More sharing options...
laura66 Posted June 3, 2003 Author Report Share Posted June 3, 2003 (bumping this up!) Link to comment Share on other sites More sharing options...
kb9tbq Posted June 3, 2003 Report Share Posted June 3, 2003 This should not be a problem; in fact might just be helping the credit score out. Don't see no harm in leaving it be. Link to comment Share on other sites More sharing options...
laura66 Posted June 3, 2003 Author Report Share Posted June 3, 2003 Even if I have too many accounts already? I will count and post it, and maybe you can give me some advice! Thanks! Link to comment Share on other sites More sharing options...
kb9tbq Posted June 3, 2003 Report Share Posted June 3, 2003 Depends on if this account is open at this time or closed.Depends on what type of account this is - and how many of similar accounts you already have open of the same type.Post is fine, take a look and see. I work better when all the possible details are added like:Open DateHigh Credit / LimitBalanceTypeTermsLast Activity DateAny special notes added by the creditor. Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted June 4, 2003 Report Share Posted June 4, 2003 My credit union has had all sorts of problems getting a credit history to show up properly on their members credit reports. For me, they have a duplicate of a loan that I paid off and that I was never late on.It is not Hell NO! It is HELL [EXPLETIVE DELETED] NO that I am going to get that duplicate removed.Having an extra tradeline of a positive unsecured installment loan is like gold!I am leaving that baby on there.And don't forget that a FICO score is a statistical analysis from a mathematical model. It needs numbers to number crunch. The more positive numbers, the better off you are...- - -BUTTHEAD: Like, um, uhh, I got something against numbers...BEAVIS: Yeah...yeah... like, there is too many of them... Link to comment Share on other sites More sharing options...
kb9tbq Posted June 4, 2003 Report Share Posted June 4, 2003 Most cases dupes are nice to have, unless one is still showing open with a balance, then that can go against you being able to get a loan once they start figuring debt to income ratio - they will count the open one, no matter the fact of the matter. Link to comment Share on other sites More sharing options...
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