laura66 Posted June 3, 2003 Report Share Posted June 3, 2003 One of the options on the score simulator is "how many accounts I am late on right now"... I am assuming that includes collections. According to that, if there were no accounts listed as late, if the collections were paid, my score would theoretically go up. That has not been my understanding. What is correct? Would my score go up or stay the same because there would still be collections (although paid) on my report? Link to comment Share on other sites More sharing options...
utman17 Posted June 3, 2003 Report Share Posted June 3, 2003 the score would go up, but it would be still be a negative on your report, getting it deleted would help out about 25 points towards your score.. Link to comment Share on other sites More sharing options...
sisflomi Posted June 3, 2003 Report Share Posted June 3, 2003 According to the sim if I got my inqs off I would have a score of over 700. I don't really trust that as accurate. It shows me having 75000 in rev credit. Thats just a joke!!! I have under 1000. I dont think you can really depend on the similators. BTW, I did get three inqs off exp as of last night, my score went up by 4 points. Thats not even one point per inq. Link to comment Share on other sites More sharing options...
utman17 Posted June 3, 2003 Report Share Posted June 3, 2003 I have like 14 inq's on trans, and cant seem to get anything to fall off, they are terrible about inquiries... Link to comment Share on other sites More sharing options...
sisflomi Posted June 3, 2003 Report Share Posted June 3, 2003 I have gotten 18 or 19 inqs off tu with b.u.m.p.a.g.e. Link to comment Share on other sites More sharing options...
laura66 Posted June 3, 2003 Author Report Share Posted June 3, 2003 How many points do you gain for paying a collections? Approximately... Link to comment Share on other sites More sharing options...
morrow Posted June 3, 2003 Report Share Posted June 3, 2003 Collections are BAD!!! Paid or unpaid! Either way its bad, even if it has a $0 balance.Your best bet is to use the DV and debt settlement methods on here to get COMPLETE deletion. Link to comment Share on other sites More sharing options...
utman17 Posted June 3, 2003 Report Share Posted June 3, 2003 Sis,You getting the TU deletions thru WK, I have yet been able to sign on to that place, been trying for months.. Link to comment Share on other sites More sharing options...
utman17 Posted June 3, 2003 Report Share Posted June 3, 2003 I called EQ up and disputed the last 3 inquiries on my report, the lady deleted them on the spot, I have now gotten 9 in dispute with EX and several that I need to work on with TU... Link to comment Share on other sites More sharing options...
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