k12503 Posted June 3, 2003 Report Share Posted June 3, 2003 After successfully getting all my enquiries deleted from EQU,(both authorised and unauthorised) I decided to try my luck with inquiries on TU. There was an inq that I didn't recognize from T-mobile. I disputed this inquiry.Today we got a letter saying that the inqury had been deleted and that the creditor T-Mobile says that though they received my DH's name and social in an application, they believed the application was fraudulent. TU then stated that they have deleted the inquiry and have put a fraud alert on the credit file.We do not want this fraud alert. We are in the process of seeking financing for a home loan and do not want anything to jeopardize this. Can we simply request that the fraud alert be removed? Link to comment Share on other sites More sharing options...
grantjeffries Posted June 4, 2003 Report Share Posted June 4, 2003 I have one of those dumb questions. What is a DH? Link to comment Share on other sites More sharing options...
sisflomi Posted June 4, 2003 Report Share Posted June 4, 2003 You should be able to call tu and take it off. I didnt think they can just put it there without your asking for it.DH = Dear Husband[Edit by sisflomi on Tuesday, June 3, 2003 @ 05:29 PM] Link to comment Share on other sites More sharing options...
copperarab Posted June 4, 2003 Report Share Posted June 4, 2003 You should be able to call tu and take it off. I didnt think they can just put it there without your asking for it.DH = Dear Husband--------------------------OR mine can be:DH= Ditzy HusbandDH= Damn HusbandDH= D*ck-Head HusbandDH= Deaf HusbandDH= Dead Husband (on those REALLY* bad days!) :upsidown: Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted June 4, 2003 Report Share Posted June 4, 2003 Oh no...We are going to rehash the husband bashing again...Okay, here it goes... This is an oldie but a goodie...- - -Q. The definition of a successful husband?A. A man who makes more money than his wife can spend.Q. The definition of a successful wife?A. A woman finding such a man. Link to comment Share on other sites More sharing options...
BrassFan Posted June 4, 2003 Report Share Posted June 4, 2003 <blockquote>Originally posted by sisflomiYou should be able to call tu and take it off. I didnt think they can just put it there without your asking for it.</blockquote>I'm pretty sure they can. If they have reason to believe the application was fraudulent, they are just being wise by putting a fraud alert on it.I don't think it would have *too* much affect on getting a loan. As I understand the Fraud Alert, it's simply asking for a double check of ID before believing you are who you are.Again...I could be wrong...I'm pretty sure I've been wrong once or twice... Link to comment Share on other sites More sharing options...
kb9tbq Posted June 4, 2003 Report Share Posted June 4, 2003 Fraud alert will just put the lender on notice to double check idenity of individual applying for credit. This will expire off of the credit report within 3 months. I see people appying for loans with this; also have seen victim statements on the mortgage reports - this goes futher will list contact phone number of the consumer and will actually stay on the credit report for 7 years unless requested to be removed sooner.You should have no problem - see these come through all the time. Link to comment Share on other sites More sharing options...
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