Maxblast Posted June 4, 2003 Report Share Posted June 4, 2003 Called TU on 6/3/03 to dispute 2 hard INQ’s, spoke to Melinda (The wicked bitch of the West) at least that is what she said Her name was. She would not even take my info about the INQ’S, stated TU does not investigate ING’S at all, to go to the original creditor. I stated it affected my rating, and that anything that does can be disputed. She still said no so I asked to speak to her Supervisor and she said no one was there but she would have “Connie” return my call, which never happened. Called Pa attorney General and FTC to make sure I was right, and both agreed that they should investigate. Called TU back this morning 6/4/03 to try again and stated what the FTC and Attorney Generals office had said. they still would not take my info. Was finally transferred to Sharon Evan a Supervisor who told me this “TU DOES NOT INVESTIGATE INQ’S , BECAUSE IT IS A MATTER OF FACT THAT YOUR REPORT WAS PULLED, THAT THEY ARE ONLY REPORTING THAT FACT. THAT THIS WAS PRETTY FOOLPROOF, AND THAT THEY MAKE THEIR CLIENTS SIGN AN AGREEMENT THAT THEY WOULD VERIFY THE PERSONS INFO BEFORE THEY WOULD PULL SOMEONE’S REPORT”. THAT THEIR SYSTEM WAS NOT EVEN SETUP TO TAKE DISPUTES FOR INQ’S. AND THAT THIS WAS A GRAY AREA IN THE LAW AND THEY INTERPETED IT THIS WAY”. What a pile of Horseshit. Justin at the FTC said to send in a dispute CMRRR and if they returned it for those reasons send the FTC a copy of the original dispute and the refusal letter and file a formal complaint. I will be doing this, any other suggestions.Thanks Joe Link to comment Share on other sites More sharing options...
sisflomi Posted June 4, 2003 Report Share Posted June 4, 2003 Go to this post and read through it. There is a letter from MORROW that you can adjust to fit your needs to send to tu. Make sure you do so with crrr. Do as the FTC told you to do, if tu don't fold with that and delete, then I would do ITS letter. Read the second link for other ways to fight inqs. http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=1&thread=7898http://www.debt-consolidation-credit-repair-service.com/cgi-local/cutecast/cutecast.pl?forum=16&thread=7888 Link to comment Share on other sites More sharing options...
Maxblast Posted June 4, 2003 Author Report Share Posted June 4, 2003 Thanks Sis, you are always quick to help.Joe Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted June 5, 2003 Report Share Posted June 5, 2003 The reason TU doesn't investigate inquiries is because they are a pig-eyed lying sack of [EXPLETIVE DELETED].TU and EX and EQ make money by selling YOUR credit report to people willing to pay money for it (like a bank, credit card company, etc...).The CRAs do not make money by spending time to ensure that your credit report is accurate and complete. That is an expense and by refusing to investigate inquiries, TU and EX have found a way to reduce their operating expenses.The CRAs are a for profit business and they make money off of you every time one of their subscribers purchases a credit report. Link to comment Share on other sites More sharing options...
Anonymous Posted June 5, 2003 Report Share Posted June 5, 2003 tu investigated and removed an inquiry from those scoundrels cingular Link to comment Share on other sites More sharing options...
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