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what the he**


kterrore
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:notsure: How is it that Experian deleted 3 accounts and those same 4 accounts came back as verified by Equifax?

I had 4 capitol one accounts..1 was settled and 1 stated charged off and 2 of them stated included in BK. Experian deleted and equifax verified.

Here is the kicker...the 2 that state included in BK are not a bankruptcy issue..i never filed BK!!! How then did they come back verified as accurate? What next? Do i have to just set up another dispute and wait another 30 days for totally inaccurate information?

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what i have found is that the contact info is sometimes a discrepancy. i had an account that had 3 different addresses listed with the 3 different bureaus. 2 of the 3 verified so the other 1 had the correct contact info... the other 2 said that "creditor never responded" so i am assuming that the 'tapes' were not used here, but it's always a factor to think of. now capitol 1 is different than this piddly CA in michigan, i suppose.

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<blockquote>Originally posted by morrow

I would send them a nasty procedural request letter asking WHATS UP!!! Be mean! :mad:

</blockquote>

How do i go about this? Do i send to Capitol One or the CRA? I would hate for exp to put them back on. Do i have a leg to stand on for the other 2 that are accurate... the charge off and settlement becasue 1 CRA deleted and they didn't?

I am new at this and was happy with Exp results and now today Equ results made me miserable!!

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<blockquote>Originally posted by kterrore

How do i go about this? Do i send to Capitol One or the CRA? I would hate for exp to put them back on. Do i have a leg to stand on for the other 2 that are accurate... the charge off and settlement becasue 1 CRA deleted and they didn't?

I am new at this and was happy with Exp results and now today Equ results made me miserable!!</blockquote>

send a PR letter (you can find one under samle letters I believe) I would just send it to EQ, I wouldnt even bother with EX, you can try again to get that last one off EX next time.

Is that enough info?

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