grantjeffries Posted June 6, 2003 Report Share Posted June 6, 2003 I read that a mix of credit card and installment credit is best for your FICO score but my auto loan from '94 only shows up on Equifax. Is it possible to get something that old added to the other two CRA's? If so, how do you go about it?Thanks,Grant Link to comment Share on other sites More sharing options...
ADSOFT Posted June 6, 2003 Report Share Posted June 6, 2003 I had that type of question once. I could be wrong the answer, but I believe the answer is NO, unless you contact the OC and ask them to put it on your report. You can try, but it sounds like this OC only reports to 1 CRA. Link to comment Share on other sites More sharing options...
Swede Posted June 6, 2003 Report Share Posted June 6, 2003 <blockquote>Originally posted by grantjeffriesI read that a mix of credit card and installment credit is best for your FICO score but my auto loan from '94 only shows up on Equifax. Is it possible to get something that old added to the other two CRA's? If so, how do you go about it?</blockquote>Yea you can contact the OC and ask them, however, they have "subscriptions" to report information to the CRA's and not all OC's subscribe to all three CRA's so unless they do, you'll be SOL. Link to comment Share on other sites More sharing options...
grantjeffries Posted June 6, 2003 Author Report Share Posted June 6, 2003 And in THIS case SOL DOES NOT = Statute Of Limitations huh Swede? Link to comment Share on other sites More sharing options...
Swede Posted June 6, 2003 Report Share Posted June 6, 2003 <blockquote>Originally posted by grantjeffriesAnd in THIS case SOL DOES NOT = Statute Of Limitations huh Swede? </blockquote>LOL, uhm nope Link to comment Share on other sites More sharing options...
Anonymous Posted June 6, 2003 Report Share Posted June 6, 2003 you know what, this sort of has something to do with old positive info...swede, do you remember that 63 dollar charge off i freaked about because of the charge off date... when did they charge off that whole bag of grass??? i know you remember... then i said the OC mailed a confirmation to delete? (well equifax deleted the whole account) and TU changed it to closed, pays as agreed. isn't that crazy? i think i like it this way better, my equifax score went down 2 points because it was deleted. but it's the oldest thing on my report, so paid as agreed is a bonus. right? i am tempted to check my score. Link to comment Share on other sites More sharing options...
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