Another question for my fiance

[karmicways]

We sent disputes for him CRRR to EX, EQ, and TU. We just managed to get him on EX online (they wanted to send him something in the mail before he could get online) and I see where this one tradeline is still around. It does not show that it's being investigated, but it also does not say that it's been verified. It's almost as if this was never added to the investigation.

Some of the other items that were included in the same letter show up as having been verified and updated - but this TL shows absolutely NO activity.

Also, one of the TLs on his credit is not his. He never signed a contract with this car lot. However, his exwife did show up one day with this crappy used minivan she bought from Ugly Duckling. She let the thing go back in a few months. When we pulled his credit, it was listed as a joint account. He would have had to sign the contract in order for him to be responsible for this, right?

Let me go back and add that for TU, the 30 days was up on 6-7, for EX is was up on 6-5 and EQ the 30 days was up on 6-6.

How should he go getting that one deleted? Since it is still showing up on EX's online service, that means that it's still there. Should we send a copy of this letter with the green card to EX and tell them to delete immediately?

[Edit by karmicways on Monday, June 9, 2003 @ 08:18 AM]

[kb9tbq]

Need to address the issue with the car lot that is reporting this as joint debt, otherwise they may just verify this.

They need to be notified that he never signed and never authorized to be added as a joint owner of the account. If you can make them acknowledge this, then they may take care of the tradeline on the credit report for you.

[karmicways]

Thanks - we will definitely go that route.

As for the other one on EX that does not show up as being investigated or having been verified.. what approach to take with the CRA?