karmicways Posted June 12, 2003 Report Share Posted June 12, 2003 Just got an email from Equifax saying that there was something new on my credit. Well, Providian changed from R-9 to R-1, $0 balance, and paid as agreed. Originally it said it was sold, but I got those people off right away.How cool is that?Now, I've recently read where another lend who bought Providian and that it could show up there. However, since it was not deleted, but was updated to a good status, does that mean that this other lender probably won't report? Link to comment Share on other sites More sharing options...
Capepuffin Posted June 12, 2003 Report Share Posted June 12, 2003 <blockquote>Originally posted by karmicwaysJust got an email from Equifax saying that there was something new on my credit. Well, Providian changed from R-9 to R-1, $0 balance, and paid as agreed. Originally it said it was sold, but I got those people off right away.How cool is that?Now, I've recently read where another lend who bought Providian and that it could show up there. However, since it was not deleted, but was updated to a good status, does that mean that this other lender probably won't report?</blockquote>How did you dispute this? Not mine, never late... or Did you contact Providian about this account? Depends on what info. Providian provides to the other lender as to whether they come after you on this and if they will update CRA's. Did you have a big balance? Why was account neg?Congrats on the pos. TL's! I hope it stays for you! Link to comment Share on other sites More sharing options...
karmicways Posted June 12, 2003 Author Report Share Posted June 12, 2003 I disputed not mine with the CRAs, it came back verified, I immediately disputed again. I thought, what the heck.The account was in collections and had been sold to another company, but I got them off in my first disputes. Link to comment Share on other sites More sharing options...
Capepuffin Posted June 12, 2003 Report Share Posted June 12, 2003 That great! If the TL mysteriously re-appears again on your CR, remember, the CRA must notify you within 5 days of adding it back on. If they don't notify you, they have to delete it for good. Save a copy of your updated CR that has the TL deleted, incase they add it back on.Congrats! Link to comment Share on other sites More sharing options...
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