Sandy67 Posted June 12, 2003 Report Share Posted June 12, 2003 Hi everyone! I'm brand new and think this may be a really stupid question, but...Last November, my husband ordered a 3in1 credit report from eloan.com and there were a lot of collection accounts reported on all three. After reading the boards, we decided to start fixin things up and ordered all 3 reports separately tonight and were surprised to see that only TU was reporting . There were no tradelines on EQ or EX! GONE!!! They had a couple of inquiries, but nothing else. Several months ago, he legally had his first name changed. (Went from Justine to Justin) Don't know why his Mom spelled his name like a girls'?! ~0 Could this be why everything is gone? I'm confused. Don't they just go by the ssn when ordering a report and not the spelling of names? Thanks in advance if anyone can help us! Link to comment Share on other sites More sharing options...
headache Posted June 12, 2003 Report Share Posted June 12, 2003 I don't know about the name changie but I also thought they would of gone by social security number until I got my husbands credit report. He is a JR and alot of his dad's things were on his credit report. And also did you get the reports straight from the credit bureas? Because I ordereed one from one of these free report websites and it showed like 20 accounts that we knew were his fathers and then when I got report straight from credit bureas it only showed 5 of his fathers. But now I have to wonder which version creditors are seeing, to bad his dad has bad credit too Link to comment Share on other sites More sharing options...
Anonymous Posted June 12, 2003 Report Share Posted June 12, 2003 funny, my ex's dad's trades are on his report, it's the only thing keeping him at a 620... he has multiple charge offs, a judgment, a repo, but still a 620 . there is a note in his report that says 'your birthdate indicates that credit history may have been established before age 18' yeah, try age 2.so no, it's not always ssn.another example:i had a collection account on my report that i disputed. it was deleted. i looked at my personal info on my report (for the first time) and saw another ssn (not mine) that was reported to the cra's on my report by the ca that was deleted... so i guess they can put stuff on your report without the right ssn and so maybe your boyfriend's stuff is on justine bateman's report...never know. Link to comment Share on other sites More sharing options...
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