bfre2bme Posted June 15, 2003 Report Share Posted June 15, 2003 can you please tell me where you sent your Experian challenge???? Thanks I have spent most of the week end preparing the valadation letters only to realize I don't have an address for Experian. Please can any one help? Thanks Link to comment Share on other sites More sharing options...
ONEOFDWAGS Posted June 20, 2003 Report Share Posted June 20, 2003 Here is more info than you asked for, but you might need it. ~AlexCHEXSYSTEMS 12005 FORD RD SUITE 600 DALLAS TX 75234 800-428-9623~602-659-2197 WWW.CHEXHELP.COM CSC CREDIT SERVICES P.O. BOX 981222 EL PASO, TX 79998-1222 /WWW.CSCCREDIT.COM/WWW/CSCCS.NSF EQUIFAX PO BOX 105873 ATLANTA GA 30348 866-429-2824~888-532-0179~800-685-1111 888-345-9399~888-677-5577~800-882-0648 WWW.EQUIFAX.COM VARIOUS FAX#’S 888-729-0083 EXPERIAN PO BOX 9595 ALLEN TX 75013 888-972-5722~800-583-4080~800-831-5614 800-311-4769~800-322-3162~972-390-3838 WWW.EXPERIAN.COM INNOVIS 950 THREADNEEDLE SUITE 200 HOUSTON TX 77079-2903 877-466-6847~281-589-1190~281-504-2600~800-457-0247 FAX 877-261-7721 WWW.INNOVIS.COM TELETRACK 155 TECHNOLOGY PKWY SUITE 800 NORCROSS GA 30092 877-309-5226 ~ 877-309-5226 ~ 770-449-8809 800-729-6981~770-449-6647 WWW.TELETRACK.COM TRANSUNION PO BOX 2000 CHESTER PA 19022-2000 800-851-2674~800-888-4213~800-916-8800 610-690-4990~800-680-7289~714-447-6032 714-447-6037~610-546-4605 WWW.TRANSUNION.COM VARIOUS FAX#’S 714-447-6027 DISPUTE ONLINE CSC www.csccredit.com/cac/disputes.nsf/CACDispF?OpenFrameSet Experian Dispute www.experian.com/yourcredit/index.html Equifax Dispute www.econsumer.equifax.com/consumer/forward.ehtml?forward=investigation TransUnion Dispute www.transunion.com/content/page.jsp?id=/personalsolutions/general/data/DisputeCreditReport.xml Various Places to Pull Your Reports From or To Monitor Your Reports (The scores you will see with most of these reports won’t be your true FICO score. Same with Experian, the scores Experian shows you are not true FICO scores. Your true FICO score could be higher/lower than the scores you will see here) the only place you can buy a true fico score is at www.myfico.com or at equifax.com. If it does not say FairIssac score then you will know that it is not a FICO and can’t be depended on to obtain credit. MYFICO TransUnion & Equifax This site has true FICO scores; you can buy single reports, or 3n1 reports. It also offers a homebuyers mortgage, it tells you what the lenders will see and what you can do to improve your scores for homeownership. http://www.myfico.com Worthkowing TransUnion Report This site has been known to have a lot of problems. If you can get them to pull your report it is free. You can go to my account after viewing your report and delete your account and start over a few times a day if you want. The only thing this site is good for would be what is called b.u.m.p.a.g.e. It clogs up your soft inquiries on TransUnion and that helps to b.u.m.p. hard inquiries off of your TransUnion report. Might work or it might not? www.worthknowing.com Privacyguard Equifax, TransUnion & Experian This is a good site if you just want to keep track of your reports and disputes you may have going on. The three month trial costs $1.00 and you can get a fresh report each day. The score is not true fico. You may notice that there are some things missing from this 3n1 that is on your report from the three main bureaus. This is pretty normal and there is nothing you can do to fix this. Link to comment Share on other sites More sharing options...
timbercreektech Posted June 20, 2003 Report Share Posted June 20, 2003 <blockquote>Originally posted by bfre2bmecan you please tell me where you sent your Experian challenge???? Thanks I have spent most of the week end preparing the valadation letters only to realize I don't have an address for Experian. Please can any one help? Thanks</blockquote>Just so you know. You used the word valadation. Do not confuse the term validation and verification. CA's (Collection Agency's Validate) and CRA (Credit Reporting Agencies) verify. The letters you send to Experian wouldbe a dispute. It is their job to VERIFY/Correct the listing pertaining to the dispute. You send DV (Debt Validations) to collection agencys. This distinction is very important to understanding this whole Credit Repair Gig.Good Luck! Link to comment Share on other sites More sharing options...
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