Anonymous Posted June 21, 2003 Report Share Posted June 21, 2003 I noticed some of my positive tradelines from my TU report have been deleted. These items were old, good tradelines from 1996-1997. I notified the original creditor, who just called me today. She stated that they did not request these tradelines to be removed, 2 of the accounts they are going into their archives to try to relocate, the 3rd one they still have in files. She also told me they contacted TU and inquired about the removal. TU responded to them, that they don't know either, There is nothing in thier systems asking for them to be removed. They were investigating too...I'm going to wait and see what the OC comes up with on all accounts, if they get added back on, great. If not, I asked for a letter stating that they DID NOT remove these tradelines, so hopefully I can take it directly to TU.Question is, what would I accomplish if I were to sue TU over these positive accounts that were deleted. They can't just add them back if the OC can't resubmit the info, right? I mean I can't give them my old copy of the report with them being on their and have them add them could I? What kinda damages would I be looking for? Any help?Ideas? Link to comment Share on other sites More sharing options...
kb9tbq Posted June 21, 2003 Report Share Posted June 21, 2003 Well one way, is to provide copy of your credit report to the creditor - so they have the fact of the matter - if they are unable to locate. Maybe they can go from there for a manual update.Sueing TU should be your last option, since they can get pretty nasty about making your life a living hell if they want to - like suppressing your CR so that you nor creditors could even access. Also hear some talk about being put into the special handling department. Work with the OC and see where this can go - sound like you are on the right track with them assisting you in the matter as is right now. Link to comment Share on other sites More sharing options...
Anonymous Posted June 21, 2003 Author Report Share Posted June 21, 2003 I'm feeling pretty good about the OC...in fact, just a couple of days ago, they called me at home. The girl was fantastic. I sent her a nice letter along with a copy of my TU report with their listings on it and off!!She stated that she personally called TU and inquired about how these TL got removed. They still have one account in their system. Even went so far as to send someone into their archives to try to recover the 2 other accounts.I'll just have to keep my fingers crossed. Thanks KB! Link to comment Share on other sites More sharing options...
kb9tbq Posted June 22, 2003 Report Share Posted June 22, 2003 Even if they don't find it they can do a manual update with just the key data you gave them; so I think you should see this added back for sure. Looking real good. Link to comment Share on other sites More sharing options...
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