blueranger Posted June 24, 2003 Report Share Posted June 24, 2003 I have disputed everything a time or two or three... I have gotten rid of a ton and a couple of really bad things.. I am down to just some collection agencieswith some medical bills.... I am afraid if I hit them with the DV that they willgo for judgement.... what should I do... can I really exspect to get everything off. I am afaired i may dispute to much with the cra..... do you advise going after the collection agency. Link to comment Share on other sites More sharing options...
Crabjoe Posted June 25, 2003 Report Share Posted June 25, 2003 I can't tell you what to do but if it were me, I wouldn't wake the giant unless I could afford to pay to consequences. Link to comment Share on other sites More sharing options...
paw67 Posted June 25, 2003 Report Share Posted June 25, 2003 bluerange, What state are you in? How old are these debts? Are they still within the SOL? If they are still within SOL then you definately want to be very careful.paw67 Link to comment Share on other sites More sharing options...
blueranger Posted June 25, 2003 Author Report Share Posted June 25, 2003 I am in Louisville ky I am looking at my CSC report I have 5 entries from a collection agency called GLA which covers the localhospitals here... their dates range from 2 in 97 1 in 98 1 in 99 and1 in 01 total of all these is 1500 hundred dollars combined. I had a zero score when we started and I have had a judgement and tax lein removed off of each and a great number of other collection entries perhaps 9 off of each cra.This one always comes back verified... I have been trying not to wake thesleeping giant...Right now I am disputing saying look its not on ex or tu..I was thinking about taking a rest till thanksgiving and then chod582 eq 610ex 615tu Link to comment Share on other sites More sharing options...
paw67 Posted June 25, 2003 Report Share Posted June 25, 2003 According to Whychat, medical collections fall under the UCC for Goods & Services. The minimum SOL is 1 year and the maximum is 4 years just depends on the state. You need to do a search for KY UCC and see what you can find. It would appear to me that most of these would be out of the SOL except for, possibly the one that you have from 01. You may want to do some further research to see if you can find the KY laws on this. If they are out of the SOL then, there is a letter that you can send them that should get them removed from your reports.paw67 Link to comment Share on other sites More sharing options...
blueranger Posted June 25, 2003 Author Report Share Posted June 25, 2003 thanks so much... the sol caculator on this site says none contract is 5 yearsfor kentucky but if the ucc says 4 than that is wonderfull.....I will get right on that..... Link to comment Share on other sites More sharing options...
blueranger Posted June 25, 2003 Author Report Share Posted June 25, 2003 what letter would you use. and does it go to the ca or to the cra.. Link to comment Share on other sites More sharing options...
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