wannahouse Posted July 7, 2003 Report Share Posted July 7, 2003 I have a charged off credit card from FNBofM for $402, it has only been listed by them on report but I knew it had gone to a CA (b/c back in Jan. I contacted them to try to find info on the account and they gave me the CA #, and like a dummy I called them, just to find out the amount and that's all I did.)Anyhoo..... checked my CR on Privacyguard and there is a collection on TU and EX for Arrow Financial, says date open Dec. 2002 for $750. They have an inquiry on my report from Dec. 2002, BUT I never received anything from them.So, can they just add that collection now??????What should I do? I have cleaned up my reports so much so that there was only one or two negatives on them, they all say paid except for FNBofM. I was doing so well now this!!!!!!!!!!!!Thanks in advance for any advice,wannahouse Link to comment Share on other sites More sharing options...
wannahouse Posted July 8, 2003 Author Report Share Posted July 8, 2003 bump............ Link to comment Share on other sites More sharing options...
kb9tbq Posted July 8, 2003 Report Share Posted July 8, 2003 You may start out debt validation; so you can have an accounting of what exactly is owed, and see if they can verify that it is yours. Then move next to negotiating settlement for positive reporting, I take it this is what you want to do, since at this point you say most everything else is cleaned up. So get it in writing that they will delete in return for payment. Link to comment Share on other sites More sharing options...
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