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OH LORD, I have seen the resurrection and the light!!!!!!!!!


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I just pulled tu on wk and guess what?????????????

those two med collections are GONE!!!!!!!!!!!!!!!!!!!!!!!!!!

that means that the nco electric bill i paid yesterday just needs to show up and we are golden...

she's clean. she's pure!!!! i would like to thank the academy, oh i mean board!!!

so now we just have to get this off of experian!!!! (equifax followed TU's lead)

happy day. throw me some pansies, i feel like i just won a bull fight.

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when my consol. loan goes through, i am going to be sitting so fricken pretty, i can't wait. i only have 2 + trades my credit card (11 months and going pays as agreed never late) and my closed paid never late mobile card from 1996 (that isn't mine, but whatever)...

those loans are in grace, so that is going to really do some good. my wk score went from a 5 to a 10. ha. i can rebuild just fine, i am not worried abou that. it's a cancer that was cut off!!!

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Congrats; that is great news,

Definitely have a lot of open options with these out of the way for your rebuilding.

Would definitely shop carefully on the new accounts which you aquire later on, for getting the best of rates.

#) :p

[Edit by kb9tbq on [TIME]1056729861[/TIME]]

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thanks guys. i am pretty pleased. i found this 02 jetta black on black/loaded/leather gls in the paper with only 9k miles!!! i talked to the guy, and he said that he just looked up the blue book value and then jacked it up...he said he was going to be honest. it was 17 g's... the private value is 15. now he has the retail value listed in the paper. now if i got that retail from a dealer i could get cheaper financing than through this private offer, so i am hoping that he will come down to 15.... but it doesn't have a cd player (how is it loaded but no cd player... so anyway. i want it soooo bad.

if i go and they pull my report and all i have is a paid collection and 2 cc cards in good standing... and 2 student loans in grace waiting for consol. loan????? should i wait for that or should i head to the bank???

see i am not sure what to do, because those two med bills are STILL on experian's report as verified. i am sending them a letter, IP right? but i wonder if i should wait or not? i want this car.

any advice?

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okay but here is the kicker, now instead of bad credit, i have no credit... ~0 ~_~ !@#$ !@#$

with the nco on TU my score is only 621. equifax is way higher than that. so weird. it's like 660 or something i forget. i want a car !@#$ !@#$ !@#$

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