headache Posted August 5, 2003 Report Share Posted August 5, 2003 woo hoo!!!! All neg's removed all my TU files has on it is one postive.Started with 9 negs score 533now have 0 negs score 636was 660 befor the last neg was removed!! Can you believe that!!!! But I know it has to look much better now with no negs on there. My factors for the score were... Factor 1: TOO FEW OPEN REVOLVING ACCOUNTSNOT ENOUGH OPEN REVOLVING ACCOUNT ACTIVITY HAS A NEGATIVE IMPACT ON YOUR CREDIT SCORE.Factor 2: TOO FEW BANKCARD ACCOUNTSNOT ENOUGH BANKCARD ACCOUNT HISTORY HAS A NEGATIVE IMPACT ON YOUR CREDIT SCORE. Factor 3: TOO FEW RETAIL ACCOUNTSNOT ENOUGH RETAIL ACCOUNT ACTIVITY HAS A NEGATIVE IMPACT ON YOUR CREDIT SCORE.Factor 4: TOO MANY RECENT INQUIRIESEXCESSIVE INQUIRIES HAVE A NEGATIVE IMPACT ON YOUR CREDIT SCORE. LIMITING THE NUMBER OF CREDIT APPLICATIONS YOU COMPLETE MAY IMPROVE YOUR CREDIT SCORE ( I only have one inquiry left thanks to bumpage) Link to comment Share on other sites More sharing options...
utman17 Posted August 5, 2003 Report Share Posted August 5, 2003 Wonderful news for you... Congrats.. Link to comment Share on other sites More sharing options...
downsouth Posted August 5, 2003 Report Share Posted August 5, 2003 Congrats....way to go!!!! Link to comment Share on other sites More sharing options...
edubb007 Posted August 5, 2003 Report Share Posted August 5, 2003 That's great! Now you can rebuild! Link to comment Share on other sites More sharing options...
Siren Posted August 6, 2003 Report Share Posted August 6, 2003 Congrats! That's great news. Almost a 100 point POP! Link to comment Share on other sites More sharing options...
kb9tbq Posted August 6, 2003 Report Share Posted August 6, 2003 Way to go Headache!!!Now, how recent are your inquries & how many do you have of these, don't want to make the mistake of trying to apply just yet, if these are going to hurt your chances. You may just get additional dispute in to bump these off first. Link to comment Share on other sites More sharing options...
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