megahurtzzz Posted August 5, 2003 Report Share Posted August 5, 2003 I need some help disputing a radio shack cc. I called the oc and verified when the account was closed in 12/97. The account was opened in 3/96 but i was sure this account first went 30 days late in July 96. The oc could not give me any information on payment history. Should i dispute this as 7 years old??Thanks again for all your help guys!! Link to comment Share on other sites More sharing options...
sisflomi Posted August 5, 2003 Report Share Posted August 5, 2003 Did you dispute as not mine first? If not, thats what you want to dispute first. Link to comment Share on other sites More sharing options...
megahurtzzz Posted August 5, 2003 Author Report Share Posted August 5, 2003 Not yet, but I'll do what you suggest!!Thanks!! Link to comment Share on other sites More sharing options...
sisflomi Posted August 5, 2003 Report Share Posted August 5, 2003 Is a late pay all that is wrong with this? Link to comment Share on other sites More sharing options...
megahurtzzz Posted August 6, 2003 Author Report Share Posted August 6, 2003 No. actually its a charge off. But i was sure i went delinquent in 96. Dont know why they say the account was closed almost a year later, because i stopped paying almost a whole year before.Well, I have three negative accounts showing because of radio shack. 1. Radio Shack - OC 2. Tandy/CBUSA - (with different account number)3. Asset Acept - collecting radio shack.Honestly, i dont see how Tandy got in there.Thanks again for the help, hopefully i can get these three taken care of. Link to comment Share on other sites More sharing options...
sisflomi Posted August 6, 2003 Report Share Posted August 6, 2003 Did you read up on credit repair 101 yet? Might want to do that if you have not yet. Has some little things you can do first to help aid you in getting these things off. Link to comment Share on other sites More sharing options...
megahurtzzz Posted August 6, 2003 Author Report Share Posted August 6, 2003 Yep, actually doing that now. Thanks Link to comment Share on other sites More sharing options...
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