almost_there Posted August 6, 2003 Report Share Posted August 6, 2003 Does that mean they really only have until Friday? How do weekends come into play with the 30 day to verify rule?It's only 1 day, but I still have 2 pending at EX and I would love to see them run out of time 8) Link to comment Share on other sites More sharing options...
blueranger Posted August 6, 2003 Report Share Posted August 6, 2003 what will you do if they do run out of time... Link to comment Share on other sites More sharing options...
almost_there Posted August 6, 2003 Author Report Share Posted August 6, 2003 If they run out of time, the CRA has to remove the listing. Link to comment Share on other sites More sharing options...
crofttk Posted August 6, 2003 Report Share Posted August 6, 2003 ... or modify, as appropriate, it's the CRAs "choice" ! See FCRA 611(a)(5)(A): http://www.ftc.gov/os/statutes/fcra.htm#611. Also, per 611(a)(6)(A), you need to allow 5 business days after the 30th calendar day following their receipt of the dispute for their response to reach you.I put "choice" in quotes because 611(a)(5)(A) says, "...as appropriate, based on the results of the reinvestigation." To me that would imply it's not ENTIRELY the CRA's choice as their "choice" would ostensibly have to be consistent with the reinvestigation results and perhaps one could argue that the CRAs choice was "not appropriate" if it were established what the reinvestigation results were.In any event, almost_there, you would want to have your demand to delete or modify (CMRRR recommended) ready to put into the USPS's hands NEXT Saturday, 8/16, if you hadn't heard from EX by end of business, Friday the 15th. Link to comment Share on other sites More sharing options...
blueranger Posted August 6, 2003 Report Share Posted August 6, 2003 I have had them run out of time and go for two or three monthsand I have written them and notified them of this and they justpay it no attention... csc who does equifax has had my listed asdisputed for atleast three months. Link to comment Share on other sites More sharing options...
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