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hpric
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Ditto on the initial post but my mother has Citibank. In looking over our credit reports, it appears that Citibank does report to all three and without trying to find things in the mound of paperwork in this room, I believe Chase does as well, though not 100% sure until I find the reports.

Not much help am I, sorry :(

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No, they will still match this account up to you by name & address - CRAs don't need social security number to identify you.

Besides you don't want this creditor having your social security number; since you are not responsible for this debt.

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