Siren Posted August 6, 2003 Report Share Posted August 6, 2003 ...or whatever they are calling themselves on any given day.I disputed this item in June and received a letter from EQ that it has been deleted from my file with a copy of my credit report.I signed up for the $1.00 PG trial and pulled my reports, it was still listed as being in dispute weeks later. I called EQ and they said," Hmm... looks like it needs to be done manually. We'll take care of it."HA!If anything, from reading these boards I've learned to check to see if things are 'taken care of' and not to take the CRA's at their word.I give it 5 days and pull again, sure enough.. it is on my report and not even listed as being in dispute.I call EQ again and she says, "Hmmm... I see that several notes have been made to pull this, it must be a system glitch. I'll request it pulled from your report again. It'll take 7-10 days."Has anyone gone through this?Should I honestly believe that this is a system error. It's hard for me believe it since I know how scummy OSI is. I keep thinking that perhaps they have some automated thing-a-ma-jig that keeps inserting this in my file. Link to comment Share on other sites More sharing options...
Raimondi65 Posted August 6, 2003 Report Share Posted August 6, 2003 Siren,Palisades never responded to my request for Validation of the debt. I just faxed my request to CRA to delete. Will let you know how it goes. Link to comment Share on other sites More sharing options...
Siren Posted August 6, 2003 Author Report Share Posted August 6, 2003 dcpetty,I don't think you will have any problems with the CRA's saying that they will delete the TL. I didn't even bother contacting the CA. They are crooks, period.EQ wasted NO time in reporting back to me that they will delete it. I think the investigation lasted 4-5 days as the rep told me that it was supposed to come off my report in June (I filed the dispute the end of June!)HOWEVER getting the blasted thing actually OFF is proving to be a headache.I think they somehow know that this particular CA is nothing but a ring of thieves.Check out this link regarding this whole racket.http://www.badbusinessbureau.com/reports/ripoff52040.htm Link to comment Share on other sites More sharing options...
Raimondi65 Posted August 7, 2003 Report Share Posted August 7, 2003 Wow that was an excellent link. Thanks! Did you send them a DV letter? Link to comment Share on other sites More sharing options...
Siren Posted August 7, 2003 Author Report Share Posted August 7, 2003 The only thing I sent EQ was a *very* basic letter stating that the account was not mine. This was when I first starting learning all about the CRA's, DV, etc.I don't even think the CRA bothered to verify it. They probably received a ton of investigation requests about this CA. (The AT&T accounts especially) Link to comment Share on other sites More sharing options...
wranglertj Posted August 8, 2003 Report Share Posted August 8, 2003 I'm getting ready to go to court against Palisades. They refused to provide validation, placed an entry on my report, and never marked account in dispute, plus increased the amount of the collection from$271 to $2077. I found a lawyer that would work on contingency, thank god. Link to comment Share on other sites More sharing options...
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