seescot Posted August 6, 2003 Report Share Posted August 6, 2003 I have a question concerning my credit report, post Chapter 7. My discharge should be final by the end of the month, so being impatient, I decided to pull a 3 in 1 report to see where I have to start disputing. Three of my creditors listed in my bankruptcy(FUSA, Beneficial, and GE Financial) are reporting inaccurately(FUSA & Benefical reporting lates/balances with no mention of Bankruptcy, and GE Financial reporting as charge off ). Now, I realize I should give them a bit of time to update their records and may be getting ahead of myself, but can someone lead me in the right direction(dispute letters, etc.) for accurate reporting. The other creditors included in my bankruptcy are reporting correctly(IIB/Discharged). I have read so many boards concerning credit repair/validation, etc. that my head is spinning! Thank you for your time! Link to comment Share on other sites More sharing options...
sisflomi Posted August 6, 2003 Report Share Posted August 6, 2003 I have found that for the most part you can start the dispute with not mine. As it is not yours at this point in time. You dont owe abc visa nada and they show you do. So start there first, if they come back verified and not updated, then you should dispute as discharged in bk. Most creditors I have found do come back the first time and update with inc in bk.Go read the sticky credit repair 101 and there is some really good information there for you on starting disputes. Link to comment Share on other sites More sharing options...
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