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You must contact me before the end of the month


Anonymous
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Yes, that is a mantra for the phone drone collection agencies. They want to make it sound urgent and critical so you'll be scared enough to call them to let them harrass and abuse you.

These dipwads think everyone they have on their hitlist is a clueless consumer who will just tremble in their boots at the sounds of their threats and false urgencies !!

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"While they may not all say that, aside from creating an sense of urgency, there is also a business reason. Collection agencies have "close-out" at the end of each month. They work very hard the last few days of the month to collect as much money as possible."

Well said. Usually I collect more than half of my quota by the first week of the month. When you are ready to pay the debt off, wait till the last week of the month and then call & say: "I want you to fax me the settlement letter & I'll do Western Union." You'll get a very favorable deal. Guaranteed!

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