jewel1980 Posted August 7, 2003 Report Share Posted August 7, 2003 hi everyone, during christmas time, I went to my brother and his family and my purse was stolen and I never reported it to the proper authorities because there was nothing in my purpose pertaining to credit or personal information except my checkbook. I called the bank the same day and they put an alert or whatever on my account and nothing bad ever came of it. But I was wondering if I could use this as leverage when disputing information, b/c the credit people do not know all the details, and maybe some of them would feel sorry for me and delete or correct info. with no questions, well anyway I am including this in my letter to WFB.jewel Link to comment Share on other sites More sharing options...
sisflomi Posted August 7, 2003 Report Share Posted August 7, 2003 Are you asking can you add a fraud alert to your cr? Or are you saying, that because your purse was stolen you could use this info to get a legit bad account off your reports? Link to comment Share on other sites More sharing options...
jewel1980 Posted August 7, 2003 Author Report Share Posted August 7, 2003 Sis,well actually either one I am basically just trying to figure out would the situation help me get some bad TL off my report, you know give me more leverage to work with. Any inside info. either way would help.thanks,jewel Link to comment Share on other sites More sharing options...
Siren Posted August 7, 2003 Report Share Posted August 7, 2003 and maybe some of them would feel sorry for me and delete or correct info. Doubtful.If the debt *is* yours, I'm sure there are better ways to help w/ bad tradelines than fraud. Link to comment Share on other sites More sharing options...
kb9tbq Posted August 7, 2003 Report Share Posted August 7, 2003 Think in these matters you should leave out the fraud angle, and just go with regular means for disputing. Because to back up a claim with resonable effort - you would need to complete a police report / activate fraud alert with all 3 CRAs / send disputes to the creditors & collection agnecies / and also complete id theft affidavits to show resonable effort on your part.That would not do to good if they caught you on this matter, you could be facing charges of defrauding and purjury. Plus - I talk to people on a regular basis about fraud - and the ones that would use fraud for credit repair / are causing problems for the ones with legit disputes - beings that the collection agencies are treating them hostile and not helping so much anymore to resolve real cases of fraud. I find very unfortunate for these people. Link to comment Share on other sites More sharing options...
jewel1980 Posted August 7, 2003 Author Report Share Posted August 7, 2003 yeah that is exactly what I thought would the case would be, but just thought I would ask for a second opinion thanks. Link to comment Share on other sites More sharing options...
Recommended Posts