horns Posted August 8, 2003 Report Share Posted August 8, 2003 My BIGGEST problem is 4 charge offs--without them I think my score would be about 750....Id like to see what peoples success rates have been with disputing to the CRA's as not mine for charge offs...Your results?thankshorns Link to comment Share on other sites More sharing options...
Guest Posted August 8, 2003 Report Share Posted August 8, 2003 I'm 5 for 5 paid COs doing the 1-2 punch. Link to comment Share on other sites More sharing options...
techgoddess Posted August 8, 2003 Report Share Posted August 8, 2003 My unpaid chargeoffs came off right away (except for RMA, I had to complain to the BBB for that victory). The paid ones are giving me the hardest time. My only minor successes with those is they were all updated to paid (they were all showing balances) except Discover. I'm still fighting with them. Link to comment Share on other sites More sharing options...
creditmess Posted August 9, 2003 Report Share Posted August 9, 2003 The biggest success I had was when I disputed like 5 items with TU and 6 with EQ and they all got deleted.Up till today, I think my biggest accomplishment was getting 5 years old judgement deleted. Just got it done today. Link to comment Share on other sites More sharing options...
morrow Posted August 9, 2003 Report Share Posted August 9, 2003 I had about 7 med collections on EQ and now im down to 2 I got a charge-off/repo (American Honda Finance) deleted off all 3 CR in the first shot!! That was RAD!! Link to comment Share on other sites More sharing options...
stacykat Posted August 9, 2003 Report Share Posted August 9, 2003 I had a collection of $4000 deleted. It came off after I contacted the OC, they were unaware of the account and they requested the CA to delete.A paid collection was deleted because I sent a goodwill letter to the CA.I got late pay's removed from my auto loan account.A paid charge off was removed after I contacted the OC and disputed with the CRA's.I'm now down to a $1300 collection on Equifax, the other CRA's deleted it and a $291 on Equifax and Experian. These have been the most troublesome to deal with. I may just settle if I don't get any good news this month. I feel like I've made great progress, thanks to all the fine people on the board! Link to comment Share on other sites More sharing options...
skdigi Posted August 10, 2003 Report Share Posted August 10, 2003 i disputed target chargeoff from last year as not mine with all 3 cra's and it was verified to my dismay. it's my only c/o. Link to comment Share on other sites More sharing options...
Raimondi65 Posted August 10, 2003 Report Share Posted August 10, 2003 Robot, Can you please explain the 1-2 Punch to me? I am having pretty good success. The DV letters helped me the most. I still have a repo that is killing my chances of an auto loan. Link to comment Share on other sites More sharing options...
Petunia Posted August 10, 2003 Report Share Posted August 10, 2003 One paid CA deleted from TU and EX, but not EQOne paid CO deleted fom EQ, but not TU and EXOne CC with several lates updated to paid/never late on all threeOne CC with several lates updated to paid/never late on EX and EQ Link to comment Share on other sites More sharing options...
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