horns

Board Poll: Tell us your success rate!

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My BIGGEST problem is 4 charge offs--without them I think my score would be about 750....

Id like to see what peoples success rates have been with disputing to the CRA's as not mine for charge offs...

Your results?

thanks

horns

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My unpaid chargeoffs came off right away (except for RMA, I had to complain to the BBB for that victory). The paid ones are giving me the hardest time. My only minor successes with those is they were all updated to paid (they were all showing balances) except Discover. I'm still fighting with them.

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The biggest success I had was when I disputed like 5 items with TU and 6 with EQ and they all got deleted.

Up till today, I think my biggest accomplishment was getting 5 years old judgement deleted. Just got it done today. :lol:

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I had a collection of $4000 deleted. It came off after I contacted the OC, they were unaware of the account and they requested the CA to delete.

A paid collection was deleted because I sent a goodwill letter to the CA.

I got late pay's removed from my auto loan account.

A paid charge off was removed after I contacted the OC and disputed with the CRA's.

I'm now down to a $1300 collection on Equifax, the other CRA's deleted it and a $291 on Equifax and Experian. These have been the most troublesome to deal with. I may just settle if I don't get any good news this month. I feel like I've made great progress, thanks to all the fine people on the board!

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One paid CA deleted from TU and EX, but not EQ

One paid CO deleted fom EQ, but not TU and EX

One CC with several lates updated to paid/never late on all three

One CC with several lates updated to paid/never late on EX and EQ

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