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Anonymous

Plan to sue LIR

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Hey ya'all,

I plan to sue Lakeside Information Resources after the first of the year and could use some advice here.

LIR refuses to provide a copy of my consumer report as maintained by them. in response to my request they asked for a copy of a paycheck stub, W2, Health insurance Card, or NUMI form (wth is a NUMI form?). I sent a copy of my DL and SS card with my original request.

Also, they pulled my Experian report with no Permissible Purpose.

The did the EXACT same two things to my wife.

I am in GA and not sure how and where to sue and what laws to refer to in my suit.

I have the choice of suing in:

Magistrate Court

State Court

Superior Court

Federal Court

I am thinking of using:

1.) FCRA 609 & 610 and GA's FBPA for refusing to provide my report.

2.) FCRA 604 & 616 and Invasion of Privacy/Intrusion upon Seclusion for the no PP pull.

What do ya think? Should I have a go at it or not? Where should I sue? I don't want to hire an attorney because I can't afford one. I'm not sure what the courts are like in GA either. In fact, I've never been in court before...

any help is appreciated.

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Hey, PAE, I meant to ask you this on creditnet but time slipped away and I forgot. (i'm waalien there, btw.)

So you've got 2 people already for the suit....

I'll be more than happy to request a copy of mine and have them ask for stuff that I can't provide since I'm a stay at home mom who doesn't get a paycheck for my work. That's 3 people.

Recruit a few more to get the same reply from them and you've got a class-action suit. I bet one of the attorneys from NACA would be willing to take on a class-action suit against a CRA :)

Let me know what you think, and if you would like for me to request a copy of mine, post the info on how to contact them for such. :)

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Lakeside Information Resource

955 American Lane

Schaumburg, IL 60173

(847) 944-4978 (fax number, only works 9-5 m-f).

It would be nice if we could get a nice little class action going.

Also, make sure you file a complaint with the FTC

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I'll mail out a letter today requesting a copy of my report. I'll include a copy of my driver's license, military ID (to explain the discrepancy in addresses) and my social security card.

When they send me a letter like you got, I'll scan it and e-mail or fax it to you :) I'll also file a complaint with the FTC, and the BBB and AG in their state, and in mine.

:)

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Just back from vacation today.

Maybe if we get enough people we can file a class action suit against them...

Either way, let me know what happens.

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<blockquote>Originally posted by PAE

Just back from vacation today.

Maybe if we get enough people we can file a class action suit against them...

Either way, let me know what happens.

</blockquote>

Got my letter today. Lots of italics, bold, and highlighting. Are they taking cues from you? LOL.

Same reply you got, looks like. Oh, they want my telephone number, too, even though it was on the letter I sent them. Jeez.

Want me to scan it and e-mail it to you?

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Only if you want to, It's up to you, I haven't filed yet. I'm waiting for a response to the last letter I sent to them.

I don't want to be responsible for your personal info either. what you could do is send me an email with your name (first name is fine) and just put a few details in that email. I'll create a new folder for people that want to be included in the case (if there ever is one). This way it will look more professional when I go to the lawyer. If the lawyer wants more details he/she can ask for them then.

do I make sense or am I blabering?

PAE

oh,

pae@creditasylum.com

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You don't need lots of people to file a class action suit. You just need one person that is willing to represent the interests of all other people who were treated in the same manner. What an attorney needs to know is that the practice AFFECTED lots of people in the same way.

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I realize that CALawyer, I just think it would be easier:

a.) to convince the attorney that it should be filed as a class action.

b.) to prove to the court that this is affecting more than just me (or a few people).

If I am off base let me know...

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Well, thanks for looking at it. I must say that I at least expected some form of explanation as to why you think there is no merit to the case. I'm sure you did at least a little research on the matter.

I'm not trying to be rude but the folks on creditnet and creditinfocenter are waiting for me to post back with what you folks think.

-----Original Message-----

From: Edcombs@aol.com [mailto:Edcombs@aol.com]

Sent: Tuesday, December 10, 2002 8:34 PM

To: pae@techasylum.com

Subject: Re: Lakeside Information Resources

We do not feel the case has enough merit to warrant our pursuing it.

-----Original Message-----

Do you mind telling me why you turned it down?

-----Original Message-----

From: Edcombs@aol.com [mailto:Edcombs@aol.com]

Sent: Tuesday, December 10, 2002 3:07 PM

To: pae@techasylum.com

Subject: Re: Lakeside Information Resources

Dear Peter,

Unfortunately, after careful evaluation we have concluded to turn down your

potential case against Lakeside Information Resources. Thank you for

considering us, however, and if you have any questions, please do not

hesitate to contact us again.

Sincerely,

Daniel A. Edelman

Edelman, Combs & Latturner

120 S. LaSalle, Suite 1800

Chicago, IL 60603

312/ 739-4200

312/419-0379 (fax)

edcombs@aol.com

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Hey Daniel welcome to the forum,, Im going out on a limb here and guessing your Daniel Edelman with ECL?

Any chance on you hanging out here every now and then and giving us a few pointers?

I can assure you, we would all appreciate any input you can give.

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<blockquote>Originally posted by dedelman

It is not in anyone's interest to explain reasons publicly.

</blockquote>

I wasn't asking anyone to explain publicly, however, I did contact your office with this request and recieved a very...'incomplete?' answer in return.

I am sure that it was simply an oversight and this is not how your firm usually conducts business, however, a real answer would be nice. I am certain that as a normal practice your firm likes to keep clients and potential clients 'in the loop' so to speak.

If you'd like, I am still open to a response to my question. My email is active on this site, or you may reply to the original email that I sent you.

PAE

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